Citi

Product Fraud Lead Analyst, Vice President

Citi

full-time

Posted on:

Location Type: Hybrid

Location: Jacksonville • Florida • Montana • United States

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Salary

💰 $103,920 - $155,880 per year

Job Level

Senior

About the role

  • End-to-end product fraud analysis to include participation in ongoing product forums, design reviews, launch readiness meetings and change discussions to guide proactive readiness for fraud detection, alerting, and intelligence monitoring throughout the evolution of Citi’s products.
  • Develop and maintain deep working knowledge of assigned products across their full lifecycle, including architecture, customer flows, incentives, and operational dependencies.
  • Fuel fraud risk and control translation by assessing fraud prevention and detection controls within each product and identify areas requiring enhanced coverage.
  • Translate product behavior into actionable fraud risk hypothesis to guide monitoring, detection, and intelligence efforts.
  • Partner with Fraud Fusion Center Teams to define custom, product-specific, open-open-source intelligence monitoring.
  • Work with detection and analytics teams to evaluate whether existing data access and detection and alerting capabilities adequately cover the product portfolio throughout product changes.
  • Identify when new, macro-level or portfolio-wide detection strategies may be required based on product fraud risk patterns and intelligence signals.
  • Convene and lead cross-functional, Fraud Fusion Center-wide discussions to onboard products, align on fraud risk indicators.
  • Synthesize product knowledge into clear guidance for Fraud Fusion Center fraud and intelligence monitoring teams to create proactive detection, prevention, and deterrence strategies.
  • Develop fraud risk requirement documentation and frameworks.
  • Partner with engineering teams to design preventative controls at product and portfolio build stage.
  • Ensure fraud telemetry and logging requirements are embedded at launch, and define required event tracking and data capture for fraud monitoring.
  • Collaborate with Intelligence, Product, Technology, Policy, Risk, and Fraud Teams.
  • Conduct structured post-launch fraud health reviews.
  • Integrate Fraud Fusion Center Teams at appropriate product life cycle phases to ensure detection, intelligence, monitoring, adversarial simulation, and fraud experts are integrated into the product and portfolio lifecycle.
  • Participate in design reviews and sprint planning sessions.

Requirements

  • Bachelor's Degree required in statistics, mathematics, physics, economics, or other analytical or quantitative discipline
  • 5+ years experience in managing products or product development
  • Experience embedding fraud controls in product development lifecycle
  • Experience supporting red team or adversarial testing initiatives
  • Knowledge of merchant onboarding risk
  • Knowledge of loyalty program mechanics
  • Experience in financial services, fintech, or digital marketplace ecosystems
  • Experience with risk and/or fraud risk
  • Experience with proactive risk identification
  • Experience with cross-functional collaboration and with executive influence without authority
  • High accountability and ownership
  • Excellent verbal and written communication and collaboration skills.
Benefits
  • medical, dental & vision coverage
  • 401(k)
  • life, accident, and disability insurance
  • wellness programs
  • paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
fraud analysisfraud detectionfraud preventiondata access evaluationrisk assessmentproduct lifecycle managementevent trackingdata captureadversarial testingrisk identification
Soft Skills
cross-functional collaborationexecutive influenceaccountabilityownershipcommunicationcollaborationsynthesis of knowledgeguidance provisionleadershipproblem-solving
Certifications
Bachelor's Degree in statisticsBachelor's Degree in mathematicsBachelor's Degree in physicsBachelor's Degree in economicsBachelor's Degree in analytical discipline