Underwriter

• Conducts comprehensive reviews and evaluations of underwriting and operations applications, ensuring alignment with Company policies and underwriting guidelines.
• Collaborates with underwriters and brokers/agents to obtain additional information and clarify application details.
• Analyzes relevant data, including financial statements, property valuations, and loss histories to assess risk exposure.
• Prepares and maintains underwriting files, ensuring all documents and approvals are properly filed.
• Compiles reports on risk evaluations, policy statuses, and portfolio performance for underwriters and management.
• May underwrite new and renewal policy transactions within written authority.
• Enters and audits policy information on an assigned product, territory and / or agency in accordance with template rules.
• Reviews premium and loss data on an individual account as part of renewal underwriting, change underwriting, or mid-term underwriting.
• Orders, evaluates, and takes appropriate action on required reports, endorsement requests, service requests, and general correspondence.
• Research and respond to complex questions from brokers/agents.
• Evaluate and classify business, perform rating and develop sample policies in a timely manner in support of the quoting process.
• Issue and bill policies within SLAs Monitor the Wrap Up enrollment mailbox for insured requests and manage to a 48-hour processing SLA.
• Determine renewal & non-renewal status for wrap up programs or practice policies.
• Process non-renewals in a timely manner in accordance with state insurance regulations.
• Calculate renewal exposures, process and issue renewal policies within policy effective months.
• Oversee the premium audit process in collaboration with the Premium Audit Team.
• Act as a liaison between the Wrap Up administrator and the Premium Audit Team resolving any premium audit needs.
• Process and issue the final premium audits within 90 days of policy expiration.
• Participates in various departmental initiatives, including updates and enhancements to forms and interfaces, conducting user acceptance testing for systems and policies, and evaluating the impact on existing policies and practices.
• May provide guidance to less experienced staff and serve as a resource to other functional areas.
• Performs other duties as assigned.

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