Principal Product Manager
Circle
full-time
Posted on:
Location Type: Remote
Location: Remote • Arizona, California, Pennsylvania, Texas, Utah • 🇺🇸 United States
Visit company websiteSalary
💰 $187,500 - $240,000 per year
Job Level
Lead
Tech Stack
Ruby on RailsSQL
About the role
- Design and scale a modular, extensible risk platform that supports crypto- and traditional financial rails, as well as risk-related use cases across onboarding, account linking, and other customer lifecycle events — with a focus on building a user-friendly rules engine and intuitive tooling for risk operators.
- Define and implement observability strategies to ensure risk platform integrity, including monitoring performance, validating critical flows, and surfacing key risk indicators to inform prioritization and executive decision-making.
- Evolve Circle’s travel rule platform to ensure jurisdictional coverage, interoperability, and seamless integration with internal systems and partner networks.
- Leverage AI/ML to automate risk decisioning and operational processes; lead feature/context engineering, model development, evaluation/monitoring frameworks.
- Maintain clear, comprehensive documentation of platform design, functionality, and dependencies to ensure internal transparency and audit readiness.
- Translate regulatory requirements and business needs into clear product requirements, insights, and user stories for engineering execution.
- Represent the risk platform in senior leadership and regulatory forums, aligning cross-functional strategy and demonstrating how Circle’s infrastructure meets evolving compliance obligations at scale.
Requirements
- 10+ years of product management experience building risk, compliance, or trust & safety platforms in fintech, crypto, or financial services.
- Deep expertise in fraud, AML, sanctions screening, and onboarding compliance (e.g., KYC/KYB), with hands-on experience crafting risk rules based on real-world typologies.
- Track record of translating regulatory requirements into scalable, policy-driven platform capabilities that support both real-time and asynchronous risk decisioning across crypto and fiat rails.
- Experience leading modular platform design, including refactoring monolithic services into scalable, service-oriented architectures.
- Skilled in collaborating with engineering, data science, and operations teams to ship complex infrastructure products; able to influence senior stakeholders and drive alignment across functions.
- Highly analytical and data-driven, with experience applying ML, risk signals, and scoring models to improve detection, decisioning, and operational efficiency.
- Strong technical fluency, including working knowledge of APIs, event-driven architectures like SNS/SQS or equivalent, SQL, GitHub or equivalent.
Benefits
- N/A 📊 Resume Score Upload your resume to see if it passes auto-rejection tools used by recruiters Check Resume Score
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
product managementrisk platform designfraud detectionAMLsanctions screeningKYCKYBmachine learningdata analysisAPI integration
Soft skills
collaborationinfluenceanalytical thinkingcommunicationcross-functional alignmentdocumentationleadershipproblem-solvingstrategic thinkinguser-centric design