Circle K

Head of Insurance and Risk

Circle K

full-time

Posted on:

Location Type: Office

Location: Raleigh • North Carolina • United States

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Job Level

Lead

About the role

  • Build and maintain a comprehensive global risk management framework aligned with operational, financial, environmental, and regulatory priorities.
  • Identify and assess risks across retail operations, fuel distribution, transportation, environmental compliance, and supply chain.
  • Lead enterprise risk committees, reporting processes, and executive‑level risk communication.
  • Advise senior leadership on emerging risks, including environmental liability, cyber threats, regulatory shifts, and market volatility.
  • Design and manage global insurance programs covering property, casualty, auto/fleet, workers’ compensation, environmental liability, cyber, and specialty risks.
  • Lead annual renewals, market negotiations, and program structuring to optimize coverage, retentions, and total cost of risk.
  • Maintain strong relationships with brokers, carriers, TPAs, and risk engineering partners.
  • Oversee end to end management of casualty claims, including: General liability (slip‑and‑fall, premises liability), Auto liability (fleet accidents, fuel transport), Workers’ compensation (retail and logistics workforce), Product liability (fuel quality, foodservice).
  • Collaborate with operations, environmental health & safety, legal, HR, and supply chain teams to reduce risk exposure across thousands of retail sites and fuel assets.
  • Manage global insurance budgets, including premiums, retentions, deductibles, and claims reserves.

Requirements

  • Bachelor’s degree required; advanced degree or professional designation (ARM, CPCU, CRM, JD) preferred.
  • 12–15+ years of progressive experience in risk management, insurance, or claims leadership, ideally within retail, fuel distribution, logistics, or similarly complex operational environments.
  • Deep expertise in casualty claims, including high‑volume retail claims and fleet‑related exposures.
  • Strong negotiation skills and established relationships within the insurance and risk management community.
  • Proven ability to lead global programs and influence senior stakeholders.
  • Exceptional analytical, communication, and strategic‑thinking capabilities.
Benefits
  • Competitive Salary
  • Complete benefits packages (medical, dental, deferred compensation plan, employee stock plan, etc.).
  • People Perks which allows for great discounts on food and fuel.
  • Vacation / PTO time
  • Work in a collaborative, dynamic and high performing team.
  • Work for a leading, innovative, and growing company in convenience stores operations.
  • Fortune 500 company and a 5-time Gallup Exceptional Workplace Award Winner.
  • Tuition reimbursement of $5,000 per year.
  • Learning opportunities to develop new skills and to evolve professionally in a fast-growing company.
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
risk managementinsurance programscasualty claimsenvironmental compliancemarket negotiationsprogram structuringrisk assessmentclaims managementfinancial analysisregulatory compliance
Soft Skills
negotiation skillsleadershipcommunicationanalytical skillsstrategic thinkingrelationship managementinfluencing skillscollaborationproblem-solvingdecision-making
Certifications
ARMCPCUCRMJD