Commercial Credit Analyst

Centreville Bank

Commercial Credit Analyst identifying credit risks and making financial decisions for loans at Centreville Bank. Preparing analyses and underwriting for commercial loan requests and managing loan portfolios to minimize risk.

Posted 5/26/2026full-timeWest Warwick • Rhode Island • 🇺🇸 United StatesMid-LevelSenior💰 $NaN per yearWebsite

About the role

Key responsibilities & impact

Compiling and preparing financial information required to make credit decisions for commercial loan requests
Preparing the financial analysis to make credit decisions
Contributing to the loan decision process
Monitoring the existing loan portfolio and evaluate credit risk
Providing project assistance as required by the Credit Manager and Chief Credit Officer
Completing underwriting for credit requests for new and existing commercial client base to produce credit worthiness recommendations
Analyzing and interpreting all types of credit information on existing customer relationships
Timely and accurately maintaining automatic tracking systems that identify deal flow and when financial information and/or any credit information is needed
Monitoring customer accounts and loan portfolios in order to maximize credit quality and minimize risk and loss
Completing credit analysis and preparing recommendations regarding the renewals and ratings of credit extensions for approval
Understanding and ensuring compliance with all Federal and State Regulations and internal banking policies and procedures

Requirements

What you’ll need

Bachelor’s degree in business or related field
3 – 5 years related experience
Ability to read and interpret business and personal financial statements, tax returns, and credit bureau reports
Excellent organizational skills
Strong communication skills
Strong relationship skills and the ability to influence business and functional partners
Capability to multitask and work on a variety of projects and teams is essential
Ability to apply concepts such as fractions, percentages, ratios to practical banking situations
Extensive knowledge and experience with Word, Excel and spreadsheets

Benefits

Comp & perks

medical and dental coverage
life insurance
disability insurance
401(k) plan
paid time off
holidays

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

financial analysiscredit analysisunderwritingcredit risk evaluationcredit worthiness recommendationsbusiness financial statements interpretationtax returns interpretationcredit bureau reports interpretationcompliance with Federal Regulationscompliance with State Regulations

Soft Skills

organizational skillscommunication skillsrelationship skillsinfluencing skillsmultitaskingteam collaboration

Certifications

Bachelor’s degree in business