Senior Commercial Quality Analyst – On-site
Centreville Bank
full-time
Posted on:
Location Type: Office
Location: West Warwick • Rhode Island • United States
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Job Level
About the role
- Ensure the accuracy, consistency, and compliance of the bank’s commercial lending portfolio.
- Support the Vice President of Commercial Lending Operations by leading quality assurance reviews.
- Validate regulatory reporting data and coordinate efforts for internal compliance exams.
- Strengthen overall operational controls across the Commercial Lending Operations department.
- Act as a subject matter expert (SME) in regulatory validation (HMDA, CRA) and quality review standards.
- Assist in cross-training and continuous process improvement initiatives.
- Review & sign off on closing checklists, loan funding summaries, and outgoing wires as necessary.
- Perform comprehensive quality control reviews of closed commercial loans prior to boarding.
- Verify documentation accuracy, collateral perfection, lien positions, insurance compliance, and adherence to internal policy and regulatory standards.
- Identify and document errors, root causes, and trends; recommend process enhancements to reduce rework and improve quality ratios.
- Maintain and report quality metrics and defect ratios to the VP of Commercial Lending Operations and departmental leadership.
- Lead HMDA and CRA data integrity testing for all commercial-originated loans.
- Conduct periodic HMDA/CRA scrub testing as needed.
- Coordinate with internal compliance partners to provide population reporting, required evidence & mitigation strategies as needed.
- Serve as a liaison during internal and external audits.
- Cross-train across all key Commercial Lending Operations functions.
- Serve as a backup resource to operational team members as needed.
Requirements
- 5 + Years in banking experience (preferably in a commercial lending operations environment)
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
regulatory reportingquality assurancecompliance validationquality control reviewsdata integrity testingdocumentation verificationprocess improvementerror identificationmetrics reportingaudit liaison
Soft Skills
leadershipcross-trainingcommunicationproblem-solvingattention to detail