Central State Bank

Loan Processor

• Review and process consumer and commercial real estate loan applications for accuracy, completeness, and compliance
• Collect, verify, and analyze borrower information, including income, assets, credit, and property collateral
• Order, review, and verify third-party documentation such as appraisals, title reports, environmental reports, and credit reports
• Ensure loan files comply with underwriting guidelines, regulatory requirements, and investor standards for both residential and commercial real estate loans
• Communicate with borrowers, loan officers, underwriters, and other stakeholders to resolve complex documentation or loan issues
• Prepare loan files for underwriting and closing, ensuring all documentation is accurate and complete
• Identify and resolve discrepancies, missing information, or documentation errors
• Mentor and provide guidance to junior loan processors, particularly on commercial real estate transactions
• Stay current on consumer and commercial real estate lending products, regulations, and industry best practices
• Support audits, regulatory reviews, and internal compliance initiatives
• Other duties as assigned

Real Estate Loan Processor