Loan Analyst – Perkins

Central Research, Inc.

Perkins Loan Account Analyst managing compliance and financial integrity of Federal Perkins Loan portfolio. Perform financial reporting, account analysis, and support audits in a remote capacity.

Posted 7/3/2026full-timeRemote • California, Hawaii, Illinois, New York, Oregon, Washington • 🇺🇸 United StatesJuniorMid-Level💰 $80,000 - $82,000 per yearWebsite

About the role

Key responsibilities & impact

Review and analyze Perkins Loan borrower accounts to identify discrepancies involving principal, interest accrual, late fees, collection costs, and payment applications
Process complex account adjustments, including: Interest recalculations, Payment reversals and corrections, Deferment and forbearance updates, Loan cancellations (employment-based, military, etc.), Rehabilitation and write-off adjustments
Ensure all adjustments are fully documented and supported in accordance with the federal regulations and institutional audit standards
Coordinate resolution of account discrepancies with third-party servicer or collection agencies
Reconcile the Perkins Loan servicing system to the institution's general ledger and revolving fund on monthly and quarterly basis
Prepare and validate financial reports including: Outstanding principal and accrued interest, Delinquency and default aging reports, Cash receipts and collection activity, Cancellation and rehabilitation activity
Investigate and resolve variances between servicing reports and accounting systems
Support year-end close processes and assist in preparation of financial statements and required federal reporting
Provide documentation and schedules for internal and external audits, including Single Audit support
Ensure compliance with Federal Perkins Loan Program regulations and institutional policies
Monitor account activity to ensure proper billing, collection due diligence and regulatory timelines are met
Maintain audit-ready records for all financial transitions and account adjustments
Identify process weaknesses and recommend improvements to strengthen internal controls and reporting accuracy
Perform quality reviews of account transactions and portfolio data
Monitor trends in delinquency, deferment, forbearance, cancellation and default activity
Assist with data validation during systems upgrades or servicing transitions

Requirements

What you’ll need

High school diploma or equivalent
Must be a US Citizen
Must be able to obtain and maintain a Department of Education 6C Security clearance
Must NOT be in default on any Federal Student Loans or defaulted loans that are guaranteed by the federal government (typically 270 days past due)
Felonies or misdemeanors within the last 7 years could cause an issue in obtaining a security clearance
Applicants who have monies in non-medical Collections exceeding $7,500 could also cause an issue in obtaining the required security clearance
2+ years' experience responding to audits, reviews, detail the reconciliation of loan balances and payments
1+ years' experience leading and coaching a team
Bachelor's degree in accounting, finance, or related fields and/or the equivalent through combination of education and/or experience (preferred)
5+ years' experience in administrative support leadership role directing and managing teams on the student loan servicing contract or 5+ years' experience executing operational account tasks on the student loan servicing contract (preferred)
5+ years of financial accounting/reporting and reconciliation experience (preferred)
Knowledge of systems and practices is commonly utilized in the occupation of a financial service organization (preferred)

Benefits

Comp & perks

🌐 Worldwide ❌ Jobs You've Hidden ⭐️ Saved Jobs ✅ Applied Jobs ✉️ Email Alerts 👤 Account Central Research, Inc. Website LinkedIn All Job Openings 201 - 500 employees Founded 2002 🏛️ Government 💸 Finance IT Services
Government
Finance Central Research, Inc. (CRI) is a trusted government contractor specializing in IT services, contact center operations, financial recovery solutions, and program support for both government agencies and commercial organizations. With over 20 years of experience, CRI offers a range of services including IT infrastructure management, help desk support, IT security, software development, and records management, all while maintaining high service and security standards. The company is dedicated to optimizing performance, managing costs, and providing qualified personnel to meet the specific needs of its clients. Loan Analyst – Perkins Job not on LinkedIn 🔥 0 minutes ago 🏄 California, Hawaii, +4 more states – Remote 💵 $80k - $82k / year ⏰ Full Time 🟢 Junior 🟡 Mid-level 🧐 Analyst 🚫👨‍🎓 No degree required Apply Now Find Hiring Managers Customize resume + cover letter Report problem ☆ Save ☑️ Mark as applied ❌ Hide 📋 Description
Review and analyze Perkins Loan borrower accounts to identify discrepancies involving principal, interest accrual, late fees, collection costs, and payment applications
Process complex account adjustments, including: Interest recalculations, Payment reversals and corrections, Deferment and forbearance updates, Loan cancellations (employment-based, military, etc.), Rehabilitation and write-off adjustments
Ensure all adjustments are fully documented and supported in accordance with the federal regulations and institutional audit standards
Coordinate resolution of account discrepancies with third-party servicer or collection agencies
Reconcile the Perkins Loan servicing system to the institution's general ledger and revolving fund on monthly and quarterly basis
Prepare and validate financial reports including: Outstanding principal and accrued interest, Delinquency and default aging reports, Cash receipts and collection activity, Cancellation and rehabilitation activity
Investigate and resolve variances between servicing reports and accounting systems
Support year-end close processes and assist in preparation of financial statements and required federal reporting
Provide documentation and schedules for internal and external audits, including Single Audit support
Ensure compliance with Federal Perkins Loan Program regulations and institutional policies
Monitor account activity to ensure proper billing, collection due diligence and regulatory timelines are met
Maintain audit-ready records for all financial transitions and account adjustments
Identify process weaknesses and recommend improvements to strengthen internal controls and reporting accuracy
Perform quality reviews of account transactions and portfolio data
Monitor trends in delinquency, deferment, forbearance, cancellation and default activity
Assist with data validation during systems upgrades or servicing transitions 🎯 Requirements
High school diploma or equivalent
Must be a US Citizen
Must be able to obtain and maintain a Department of Education 6C Security clearance
Must NOT be in default on any Federal Student Loans or defaulted loans that are guaranteed by the federal government (typically 270 days past due)
Felonies or misdemeanors within the last 7 years could cause an issue in obtaining a security clearance
Applicants who have monies in non-medical Collections exceeding $7,500 could also cause an issue in obtaining the required security clearance
2+ years' experience responding to audits, reviews, detail the reconciliation of loan balances and payments
1+ years' experience leading and coaching a team
Bachelor's degree in accounting, finance, or related fields and/or the equivalent through combination of education and/or experience (preferred)
5+ years' experience in administrative support leadership role directing and managing teams on the student loan servicing contract or 5+ years' experience executing operational account tasks on the student loan servicing contract (preferred)
5+ years of financial accounting/reporting and reconciliation experience (preferred)
Knowledge of systems and practices is commonly utilized in the occupation of a financial service organization (preferred) Apply Now 📊 Check your resume score for this job Improve your chances of getting an interview by checking your resume score before you apply. Check Resume Score Similar Jobs Performance Analyst 🔥 6 hours ago SIXT 5001 - 10000 🚗 Transport 👥 B2C 🤝 B2B Website LinkedIn All Job Openings Analyst in Incentive & Bonus Program Management at SIXT, ensuring compensation programs run accurately. Collaborating across finance and HR teams to transform data into meaningful insights. 🇺🇸 United States – Remote ⏰ Full Time 🟡 Mid-level 🟠 Senior 🧐 Analyst QC Analyst III 🔥 6 hours ago PCV Murcor 51 - 200 🏠 Real Estate 💸 Finance 🤝 B2B Website LinkedIn All Job Openings QC Analyst III providing quality control examinations of valuation reports including appraisal reviews. Collaborating with internal clients and advising on complex valuation assessments. 🇺🇸 United States – Remote 💵 $33 - $36 / hour ⏰ Full Time 🟡 Mid-level 🟠 Senior 🧐 Analyst Analyst – Technology Enabled Care Consulting 🔥 6 hours ago ATI Advisory 11 - 50 ⚕️ Healthcare Insurance Website LinkedIn All Job Openings Analyst role at ATI Advisory supporting healthcare technology adoption and improvement strategies. Engaging with clients and delivering strategic insights to enhance patient care through technology solutions. 🇺🇸 United States – Remote ⏰ Full Time 🟢 Junior 🟡 Mid-level 🧐 Analyst Analyst – PACE Consulting 🔥 6 hours ago ATI Advisory 11 - 50 ⚕️ Healthcare Insurance Website LinkedIn All Job Openings Analyst role at ATI Advisory focused on PACE consulting and healthcare operations. Engage in client delivery, policy analysis, and business development with expert teams. 🇺🇸 United States – Remote ⏰ Full Time 🟢 Junior 🟡 Mid-level 🧐 Analyst Senior Analyst, Order to Cash 🔥 9 hours ago The Home Depot 10,000+ employees 🛒 Retail 👥 B2C Website LinkedIn All Job Openings Senior Analyst driving operational tasks for Order to Cash functions at Home Depot. Collaborating with teams to resolve discrepancies, interpret data, and manage projects. 🇺🇸 United States – Remote 💰 Debt Financing on 2007-07 ⏰ Full Time 🟢 Junior 🟡 Mid-level 🧐 Analyst 🚫👨‍🎓 No degree required View More Analyst Jobs 🌐 Worldwide Built by Lior Neu-ner. I'd love to hear your feedback — Get in touch via DM or support@remoterocketship.com Search Search Jobs by country Search jobs by city Search jobs by job title Search entry-level jobs Search junior-level jobs Search senior-level jobs Search jobs by tech stack Search jobs by contract type Search remote internships Search remote part-time jobs Remote jobs Anywhere in the World Companies Hiring Anywhere in the World Companies Hiring Sales People Anywhere in the World Companies Hiring Software Engineers Anywhere in the World Resources Advice Tips for finding remote jobs Interview questions and answers Resume examples Cover letter examples Post a job Affiliates Privacy policy Terms of service Job board SEO course AI Apply Copilot OpenClaw job finder Find jobs using your resume Jobs by Country Remote jobs anywhere in the world (Worldwide remote jobs) Remote jobs United States Remote jobs Australia Remote jobs Brazil Remote jobs Canada Remote jobs France Remote jobs Ireland Remote jobs Germany Remote jobs Netherlands Remote jobs Spain Remote jobs UK Popular Jobs Remote data analyst jobs Remote customer support jobs Remote executive assistant jobs Remote marketing jobs Remote product designer jobs Remote product manager jobs Remote project manager jobs Remote recruiter jobs Remote sales jobs Remote software engineer jobs Jobs by Type Remote full-time jobs Remote part-time jobs Remote contract jobs Remote internship jobs Remote entry-level jobs Remote jobs with no experience required Remote junior jobs (1-3 years of experience) Digital nomad jobs Remote jobs with no degree required Freelance remote jobs Temporary remote jobs Remote jobs hiring now Stay at home mom jobs

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

Account AdjustmentsInterest RecalculationsPayment ReversalsDeferment UpdatesForbearance UpdatesLoan CancellationsFinancial ReportingData ValidationQuality ReviewsProcess Improvement

Soft Skills

Detail-OrientedAnalytical ThinkingProblem SolvingCommunicationCoaching

Certifications

Department of Education 6C Security Clearance