Cartpanda

Collections Analyst – Junior

Cartpanda

full-time

Posted on:

Location Type: Remote

Location: Remote • 🇧🇷 Brazil

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Job Level

Junior

About the role

  • Execute collection and credit-reporting actions via SCPC, including adding, monitoring and removing records in accordance with company policy.
  • Track the progress of collections, monitoring agreements, deadlines, payments made, and outstanding balances.
  • Monitor credit recovery by analyzing recovery rates, portfolio aging, and the effectiveness of collection actions.
  • Analyze merchants' balance fluctuations, identifying inconsistencies, significant deviations, or unusual transactions.
  • Identify and report red flags and patterns of default risk, proposing preventive or corrective actions.
  • Support the finance team with delinquency, aging, recovery and risk reports, ensuring reliable data for decision-making.

Requirements

  • Ongoing or completed degree in Business Administration, Accounting, Economics, Finance, or related fields.
  • Entry-level experience (internship or up to 1–2 years) in collections, accounts receivable, finance, or credit.
  • Interest in working with delinquency analysis, credit recovery, and risk.
  • Intermediate to advanced proficiency in Microsoft Excel.
  • Analytical, organized, and detail-oriented.
  • Strong ability to follow processes and deadlines, with a sense of responsibility.
  • Clear communication skills for interacting with internal teams.
  • Proactive attitude with willingness to learn and develop in the finance area.
  • Basic knowledge of credit bureaus (SCPC, Serasa, or similar).
  • Intermediate or advanced English.
Benefits
  • R$700.00 meal/food allowance loaded on a Flash card;
  • SulAmérica health plan with no co-payment;
  • Childcare assistance;
  • Life insurance.

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills
collectionsaccounts receivablecredit recoverydelinquency analysisrisk analysisMicrosoft Exceldata analysis
Soft skills
analyticalorganizeddetail-orientedstrong communicationproactiveresponsibility