Senior Loan Officer – Auto Refinancing

Caribou

Senior Loan Officer specializing in auto loan refinancing at Caribou Financial. Advising customers on loan terms and additional protection products, managing a large pipeline of prospective clients.

Posted 6/30/2026full-timeChicago • Arizona, Colorado, Illinois • 🇺🇸 United StatesSenior💰 $50,000 per yearWebsite

About the role

Key responsibilities & impact

Leveraging a consultative sales approach, you will advise customers on the purchase of additional protection products including vehicle protection services and other offerings
Provide customers with a thorough explanation of the terms of their loans, as well as aftermarket products and extended service contracts
Act as a product sales expert, maintaining elevated product sales attachment goals and expectations
Effectively manage and maintain a large pipeline of prospective customers, and maintain acceptable levels of conversion
Conduct business in an ethical and professional manner, in congruence with our lender guidelines, finance laws, and internal compliance guidelines
Process finance deals accurately and fairly through financial sources to secure funding
Perform needs assessments, overcome objections and manage the expectations of customers
Other duties may be assigned

Requirements

What you’ll need

2 years refinance experience, demonstrating success in a loan officer role
Experience handling and maintaining a high volume pipeline
Excellent customer service skills and ability to quickly build rapport with customers
Clear communication and active listening skills
Ability to process information efficiently and incorporate in real time with customers
Ability to learn new technology and use a variety of software platforms
Excellent time management skills
Bilingual in Spanish/English is a plus.

Benefits

Comp & perks

Competitive compensation: $50,000 base with monthly commission structure, average annual earnings for the first year are $90,000 with the ability to exceed the average due to uncapped commission potential.
Paid training and onboarding period of 16 weeks to set you up for success. You will be eligible to participate in the sales commission plan during your first full month of employment.
Equity options in the Company
401(k) retirement plan
Generous paid time off including Flexible Time Off (FTO) for all employees and 100% paid parental leave for all parents
Exceptional benefits including highly subsidized medical, dental, and vision plans, and fully company-paid mental health, disability, and basic life insurance
Optional benefits to suit your individual circumstances such as HSAs (with Caribou HSA contributions), FSAs, supplemental life and health, legal, and pet insurance
Up to $1,000 per year for eligible professional development expenses
Employee referral program

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

Refinance ExperienceLoan ProcessingNeeds AssessmentObjection HandlingFinancial Deal Processing

Soft Skills

Clear CommunicationActive ListeningTime ManagementRapport Building