Anti-Money Laundering (AML) Compliance Tester III

Capital One

AML compliance tester validating complex banking transactions against US and Canadian regulations. Supporting Capital One’s second-line risk oversight, audits, and compliance improvements.

Posted 8/20/2026full-timeWilmington • New York, Virginia • 🇺🇸 United StatesJuniorMid-Level💰 $109,900 - $150,500 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in AML compliance transaction testing, including the development of test plans and adherence to US and Canadian AML regulations. Strong analytical skills are essential for obtaining and documenting test data while maintaining effective communication with Compliance Advisors and Business Areas.

Highest-signal resume keywords

AML Compliance TestingCompliance MonitoringQuality AssuranceACAMS CertificationSuspicious Activity Report (SAR) Knowledge

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Compliance TestingAudit ExperienceFraud InvestigationTest Plan DevelopmentData Analysis

Soft Skills

Problem-SolvingConceptual ThinkingCommunication

Tools & Technologies

FUSE

Certifications & Qualifications

ACAMSCFECFCS

Industry Keywords

AML RegulationsSanctions LawsSuspicious Transaction Reports (STRs)Currency Transaction Report (CTR)Compliance Audits

About the role

Key responsibilities & impact

Execute complex, risk-based AML compliance transaction testing under team-leader direction
Perform targeted transaction testing aligned with team and ICTT methodologies and procedures
Suggest testing changes and perform high-risk testing as needed
Develop test plans and continually validate and improve test design
Manage testing schedules to complete tasks and reporting within established timeframes
Obtain and analyze test data from multiple sources and document work and results systematically
Support and initiate data-sourcing improvements with business and IT areas
Review peer-executed transaction tests for accuracy and adherence to procedures
Submit test results in FUSE
Retain documents substantiating test results
Maintain relationships with Compliance Advisors and Business Areas
Support ICTT, Compliance audits, and examinations as needed

Requirements

What you’ll need

High School Diploma, GED or Equivalent Certification
At least 2 years of Compliance Testing, Compliance Monitoring, Quality Assurance, Audit Experience, AML investigation, or Fraud Investigation experience
Bachelor’s degree preferred
3+ years of Compliance Testing, Compliance Monitoring, Quality Assurance, Audit Experience, AML investigation, or Fraud Investigation experience preferred
Strong working knowledge of US and Canadian AML and Sanctions laws and regulations
Strong working knowledge of Suspicious Activity Report (SAR), Currency Transaction Report (CTR), and/or Suspicious Transaction Reports (STRs) filing requirements
Strong problem-solving and conceptual thinking skills
Strong communication skills
ACAMS, CFE, or CFCS certification preferred
Capital One will not sponsor a new applicant for employment authorization for this position

Benefits

Comp & perks

Performance-based incentive compensation, including cash bonuses and/or long-term incentives (LTI)
Comprehensive, competitive, and inclusive health, financial, and other benefits supporting total well-being
Reasonable accommodations for applicants with disabilities