Principal Associate, Data Scientist – Cash Flow Underwriting

Capital One

Data Scientist at Capital One leveraging machine learning to analyze financial data and inform risk models. Collaborating with cross-functional teams to create actionable insights from data.

Posted 6/10/2026full-timeMcLean • Illinois, New York, Virginia • 🇺🇸 United StatesJuniorMid-Level💰 $147,100 - $201,400 per yearWebsite

Tech Stack

Tools & technologies

AWSPythonScalaSparkSQL

About the role

Key responsibilities & impact

Partner with a cross-functional team of data scientists, software engineers, and product managers to deliver a product customers love
Leverage a broad stack of technologies — Python, Conda, AWS, H2O, Spark, and more — to reveal the insights hidden within huge volumes of numeric and textual data
Build machine learning models through all phases of development, from design through training, evaluation, validation, and implementation
Flex your interpersonal skills to translate the complexity of your work into tangible business goals

Requirements

What you’ll need

A Bachelor's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field) plus 5 years of experience performing data analytics
A Master's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field) or an MBA with a quantitative concentration plus 3 years of experience performing data analytics
A PhD in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field)
Master’s Degree in “STEM” field (Science, Technology, Engineering, or Mathematics) plus 3 years of experience in data analytics, or PhD in “STEM” field (Science, Technology, Engineering, or Mathematics)
At least 1 year of experience working with AWS
At least 3 years’ experience in Python, Scala, or R
At least 3 years’ experience with machine learning
At least 3 years’ experience with SQL

Benefits

Comp & perks

Comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being
Performance based incentive compensation which may include cash bonus(es) and/or long term incentives (LTI)

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

PythonSQLmachine learningdata analyticsScalaRH2OSparkdata modelingstatistical analysis

Soft Skills

interpersonal skillscommunicationcollaborationproblem-solvingbusiness acumen