Analyst, Specialty Underwriting, Portfolio Manager
Capital One
full-time
Posted on:
Location Type: Office
Location: McLean • Massachusetts • North Carolina • United States
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Salary
💰 $119,400 - $149,800 per year
About the role
- Perform due diligence on industry and company performance; synthesize research and begin to draw conclusions; may start to lead diligence calls
- Perform thorough financial analysis and identify disparities, risks, and creative ways to mitigate risk
- Prepare financial modeling inputs with little guidance; understand model mechanics and consider overrides or exceptions
- Analyze appropriate structuring options considering collateral and borrower valuation
- Write and prepare majority of the credit approval document; provide meaningful contribution to internal meetings, including deal review and pipeline meetings
- Coordinate and complete closing process requirements
- Begin to shadow more senior underwriters on reviewing and negotiating legal documentation
- Communicate with all external constituents; exhibit a sense of urgency toward meeting client requests
- Prepare term sheets, commitment letters and fee letters with guidance; basic understanding of credit documents
- Demonstrate ownership of a portfolio of existing customers with minimal guidance; may take on more complex or higher volume of accounts
- Complete annual reviews and both material and non-material modifications independently and on time
- Monitor and determine upgrades or downgrades to risk ratings
- Ensure compliance with credit policies and procedures for existing accounts
- Respond to requests from all internal and external stakeholders
- Ensure portfolio data is accurate, timely, and complete to ensure strong quality and reporting capabilities
- Escalate and resolve problem accounts in partnership with other teams and specialists
- Build relationships across function and business to foster collaboration between partner groups
- Mentor and train rotational analysts and new hires
- Participate in internal initiatives to ensure the business is well-managed and operates efficiently
Requirements
- Bachelor’s Degree or Military Experience
- At least 2 years of experience in credit underwriting, portfolio management, or commercial real estate
- Bachelor's Degree in Accounting, Finance, or other relevant fields
- Previous experience in underwriting or portfolio or asset management
- Completed coursework or training in commercial real estate & credit risk management
- Fluency in either Microsoft Office or Google Suite
Benefits
- Health insurance
- 401(k) matching
- Flexible work hours
- Paid time off
- Remote work options
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
financial analysisfinancial modelingcredit approval documentationrisk assessmentportfolio managementcredit underwritingcredit risk managementterm sheets preparationcommitment letters preparationlegal documentation review
Soft skills
communicationcollaborationmentoringproblem-solvingownershipurgencyrelationship buildingindependenceattention to detailtime management