Manager, Payment Risk Transformation

Capital One

Payments risk transformation manager modernizing governance, reporting, and automation for Capital One’s enterprise payment infrastructure. Driving executive risk insights across Richmond and McLean hybrid offices.

Posted 9/10/2026full-timeRichmond • Virginia • 🇺🇸 United StatesMid-LevelSenior💰 $138,100 - $173,400 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in risk management, data management, and governance strategy within the banking or financial industry. Proficient in utilizing Generative AI tools and data analytics to enhance risk reporting and stakeholder communication.

Highest-signal resume keywords

Risk ManagementData ManagementGenerative AI ToolsRelationship ManagementPayments Industry Experience

ATS Keywords

Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Risk ReportingData AnalysisGovernance StrategyProcess ManagementProject Management

Soft Skills

StorytellingStakeholder EngagementCollaboration

Tools & Technologies

Google SuiteMicrosoft OfficeReporting ToolsWorkflow Management Tools

Certifications & Qualifications

Accredited ACH Professional (AAP)Accredited Payments Risk Professional (APRP)

Industry Keywords

Payments GovernanceEnterprise Risk ManagementFinancial IndustryDynamic DashboardsCross-Functional Collaboration

About the role

Key responsibilities & impact

Define and implement the future of payments governance across the enterprise
Tackle major payments-related challenges and elevate day-to-day governance practices
Collaborate with cross-functional stakeholders to maintain a dynamic, resilient, and well-managed payments ecosystem
Partner with executive leadership to shape governance strategy and drive critical initiatives aligned with business priorities
Design data-driven risk reporting frameworks that translate risk metrics into actionable executive insights
Identify and deploy Generative AI and automation tools to eliminate manual risk monitoring and modernize workflows
Partner with data analytics teams to build dynamic, real-time dashboards for proactive trend analysis and early risk identification
Connect data strategy with 1st and 2nd Line of Defense teams to align with the Enterprise Risk Management framework
Lead cross-functional reporting efforts on behalf of EPGO and consult with executive leadership to enable enterprise-wide risk initiatives

Requirements

What you’ll need

At least 2 years of experience in risk management
At least 2 years of storytelling and presenting technical ideations across multiple stakeholder groups
At least 3 years of relationship management experience
At least 2 years of experience in data management or reporting
At least 2 years of experience using Google Suite or Microsoft Office
At least 2 years of experience using Generative AI tools
At least 4 years of experience in the banking or financial industry
At this time, Capital One will not sponsor a new applicant for employment authorization for this position
Preferred: Bachelor’s Degree or Military experience
Preferred: At least 5 years of experience in risk management
Preferred: At least 3 years of process, program, or project management experience
Preferred: At least 4 years of experience in data management or data analysis
Preferred: At least 3 years of experience working in payments
Preferred: At least 5 years of relationship management experience
Preferred: At least 2 years of experience using reporting and workflow management tools
Preferred: Accredited ACH Professional (AAP) or Accredited Payments Risk Professional (APRP) certification

Benefits

Comp & perks

Performance-based incentive compensation, which may include cash bonuses and/or long-term incentives (LTI)
Comprehensive health, financial, and other benefits supporting total well-being
Reasonable accommodations for applicants with disabilities