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Director of Product, Credit
BrigitDirector of Product managing core financial products at Brigit, a holistic financial health company. Leading product strategy and mentoring product managers while ensuring regulatory compliance in financial services.
Posted 5/4/2026full-timeNew York City • New York • 🇺🇸 United StatesLead💰 $190,000 - $225,000 per yearWebsite
About the role
Key responsibilities & impact- Own the unified product strategy and roadmap across Instant Cash, Line of Credit, Credit Builder, and Payments, identifying cross-product opportunities that have been missed by siloed development
- Define how Brigit's core products work together to create a coherent, compounding member experience vs. a collection of disconnected features
- Lead responsible scaling of Brigit's Line of Credit from limited beta into a core product, balancing growth with delinquency and compliance constraints
- Develop a renewed thesis for Credit Builder, finding new ways to deliver value for members building credit without materially increasing cost or risk
- Partner closely with the Risk, Finance, and Compliance teams to ensure every product decision accounts for downstream impact on delinquency, utilization, and regulatory standing
- Own the levers and metrics behind your product suite – including delinquency, utilization, fee-based revenue, and cost-to-serve – and make decisions that reflect a clear understanding of unit economics
- Build scalable platform infrastructure where it matters, knowing when a reusable system is worth the investment vs. when to ship a fast, targeted solution
- Lead, mentor, and develop a team of product managers, building a culture of user empathy alongside the business rigor the company requires
- Ensure all product strategies remain ahead of the regulatory and compliance curve, particularly as Line of Credit and Instant Cash operate in an evolving legal landscape
Requirements
What you’ll need- 8+ years of product management experience, including 3+ years leading a portfolio of financial or consumer credit products
- Demonstrated experience managing products at different lifecycle stages simultaneously: early launch, responsible scale, and mature optimization
- Deep command of credit product unit economics: utilization, delinquency, loss rates, fee-based revenue, and cost-to-serve
- Proven ability to orchestrate across Risk, Compliance, Finance, and Engineering, treating them as partners in product decisions, not downstream reviewers
- Strong platform and systems thinking with a track record of investing in reusable infrastructure when it matters and knowing when it doesn't
- Genuine user empathy, particularly for members under financial stress, and the conviction to advocate for user-first decisions in an impact-focused environment
- Experience building and operationalizing high-performing product teams, with a track record of developing talent and creating cultures of accountability and experimentation
- Bonus: Experience with earned wage access (EWA), revolving credit, BNPL, or other regulated consumer lending products
Benefits
Comp & perks- Medical, dental, and vision insurance
- Flexible PTO Policy
- 401k plan
- Paid Parental Leave
- Physical and mental wellbeing benefits including Wellhub for access to virtual workouts and discounted gym memberships, and Headspace for covered virtual therapy sessions and unlimited on demand health support
- Monthly reimbursements to use against wifi and cell phone bills
- Annual reimbursement for Learning & Development
- Help hard working Americans build a brighter financial future
- High-growth company
- A dynamic, flexible and collaborative start-up work environment with a highly talented team
ATS Keywords
✓ Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
product managementcredit product unit economicsutilizationdelinquencyloss ratesfee-based revenuecost-to-servescalable platform infrastructurefinancial product lifecycle managementearned wage access
Soft Skills
user empathyteam leadershipmentoringcross-functional collaborationaccountabilityexperimentationstrategic thinkingimpact-focused decision makingcommunicationadvocacy