BNY

Senior Vice President, POM Technical Product Management

BNY

full-time

Posted on:

Location Type: Hybrid

Location: Pune • 🇮🇳 India

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Job Level

Senior

Tech Stack

Ruby on RailsSwift

About the role

  • The Product Owner will lead one of the pods in the Enrichment and Qualification Group.
  • Own and manage the product backlog for the pod, ensuring alignment with platform OKRs and strategic priorities.
  • Collaborate with stakeholders across various Business, Operations, Technology, Compliance, and Client Services to define and refine business problems and expected outcomes.
  • Translate complex business needs into clear, actionable user stories and acceptance criteria.
  • Prioritize backlog items to balance new feature delivery, technical debt, and platform resiliency.
  • Lead sprint planning, reviews, and retrospectives in partnership with the Scrum Leads and development team.
  • Ensure solution designs align with long-term architecture and platform vision.
  • Monitor and measure pod’s performance, using data to inform decisions and continuous improvement.

Requirements

  • Bachelor’s degree or work experience equivalent
  • 10+ years of experience in transaction banking, with at least 5-7 years in a Product Owner, Product Manager, or Business Analyst role.
  • Proven experience working on payment processing.
  • Strong knowledge of payment rails: wires, ACH, instant payments, and emerging networks.
  • Understanding of end-to-end payment lifecycle, including initiation, enrichment, routing, posting, reconciliation, and settlement.
  • Strong knowledge of enrichment and qualifications functions: Transaction classification, Payment’s parties’ validations, determination and enrichment, Cut-off and Value Date Validations, Method of Payment Determination, FX Determination, Instruction Permission Logic, Cancellation Validation.
  • Experience defining requirements for exception handling and cancellation workflows.
  • Deep understanding of cross-border payments, correspondent banking, and global payment schemes (e.g., SWIFT, SEPA, Fedwire, CHAPS).
  • Familiarity with ISO 20022 and legacy messaging standards (MT messages).
  • Awareness of regulatory requirements (e.g., AML, sanctions screening, FATF, PSD2, Travel Rule, etc.)
  • Deep understanding of the end-to-end lifecycle of charges evaluation, charges rules configuration, and execution outcomes, ensuring accurate fee application across diverse payment types.
  • Deep understanding of charging methods: deductions, hard charges, end of month billing, senders and receiver prepaid charges, surcharges, etc.
  • Experience as a Product Owner in Agile/Scrum environments, with a solid grasp of Agile principles, ceremonies and backlog prioritization/management.
  • Ability to write clear and actionable user stories, define acceptance criteria, and manage a product backlog.
  • Strong stakeholder management skills — capable of balancing the needs of operations, compliance, IT, and clients.
  • Experience collaborating with development teams, testers, and business SMEs to deliver high-quality solutions.
  • Strong analytical and problem-solving skills, with ability to work cross-functionally across business and technical teams.
  • Ability to analyze trends and use data to inform product decisions and drive operational efficiency.
  • Proficiency with tools like JIRA, Confluence, Excel, and data visualization tools.
  • Strong communication and documentation skills — able to translate complex payment processes into business and technical requirements.
  • High attention to detail, especially in compliance- and risk-sensitive environments.
  • Strong problem-solving mindset and ability to work independently in a fast-paced, high-pressure setting.
  • Comfortable working in a global, cross-functional team and across different time zones.
Benefits
  • BNY offers highly competitive compensation, benefits, and wellbeing programs rooted in a strong culture of excellence and our pay-for-performance philosophy.
  • We provide access to flexible global resources and tools for your life’s journey.
  • Focus on your health, foster your personal resilience, and reach your financial goals as a valued member of our team, along with generous paid leaves, including paid volunteer time, that can support you and your family through moments that matter.

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills
product backlog managementpayment processingpayment railsend-to-end payment lifecycleexception handlingcross-border paymentsISO 20022Agile principlesuser storiesacceptance criteria
Soft skills
stakeholder managementanalytical skillsproblem-solving skillscommunication skillsattention to detailcollaborationindependenceorganizational skillsadaptabilityleadership