BMO U.S.

Director, Securities-Based Lending – Wealth

BMO U.S.

full-time

Posted on:

Location Type: Remote

Location: Illinois • United States

Visit company website

Explore more

✨ AI Apply
Apply

Salary

💰 $91,800 - $171,000 per year

Job Level

Lead

About the role

  • Owns the end-to-end SBL product lifecycle, including product design, eligibility standards, pricing methodology, collateral frameworks, and ongoing enhancements.
  • Defines and executes the multi-year SBL product roadmap, balancing growth, profitability, client experience, and risk discipline.
  • Ensures SBL product alignment with Wealth, Private Bank, Commercial, Risk, Treasury, Legal, and Operations partners.
  • Exercises senior judgment over credit risk, collateral risk, and margin exposure, ensuring adherence to Corporate Risk Policy and approved Risk Appetite.
  • Monitors portfolio trends, utilization, and performance metrics; recommends strategic adjustments as market conditions evolve.

Requirements

  • Typically 7+ years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.
  • In-depth / expert knowledge of personal (primarily) and commercial credit and non-credit products, monitoring/operational processes and applications.
  • In-depth / expert knowledge of risk management concepts.
  • Expert communication and relationship management skills.
  • Broad and diverse background in financial service industry and expert knowledge of the banking services for the high net worth / ultra high net worth markets.
  • If a Credit Qualifiable job, Credit Qualifications and associated credit knowledge and skills according to the credit portfolio requirements and qualification standards.
  • Seasoned professional with a combination of education, experience and industry knowledge.
Benefits
  • Health insurance
  • Tuition reimbursement
  • Accident and life insurance
  • Retirement savings plans
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
product lifecycle managementproduct designeligibility standardspricing methodologycollateral frameworkscredit risk managementcollateral risk managementmargin exposure managementportfolio trend analysisperformance metrics monitoring
Soft Skills
expert communicationrelationship managementsenior judgmentstrategic adjustment recommendations
Certifications
Credit Qualifications