BMO U.S.

Credit Analyst

BMO U.S.

full-time

Posted on:

Location Type: Office

Location: Halifax • Canada

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Salary

💰 CA$53,200 - CA$98,300 per year

About the role

  • Performs ongoing comprehensive client credit analysis for an assigned number of client portfolios
  • Assesses the business entity’s overall financial health and credit risk
  • Applies lending expertise to a lending product portfolio or part of the lending process
  • Makes credit decisions or provides timely advice to the business banking relationship manager
  • Conducts independent analysis and assessment to resolve strategic issues
  • Coordinates the management of databases; ensures alignment and integration of data
  • Builds change management plans; leads or participates in change management activities
  • Develops risk profiles, credit structuring of lending proposals, and completes credit investigations
  • Builds effective relationships with internal/external stakeholders
  • Responsible for the execution and alignment of business banking lending processes

Requirements

  • Typically between 4 - 6 years of relevant experience and post-secondary degree in related field of study
  • Advanced understanding of business banking products, lending process and directives, credit risk policies and standards
  • Strong knowledge of credit qualification and adjudication standards, policies, and procedures
  • Technical proficiency gained through education and/or business experience
  • Verbal & written communication skills - In-depth
  • Collaboration & team skills - In-depth
  • Analytical and problem solving skills - In-depth
  • Influence skills - In-depth
  • Data driven decision making - In-depth
Benefits
  • health insurance
  • tuition reimbursement
  • accident and life insurance
  • retirement savings plans
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
credit analysiscredit risk assessmentlending expertisecredit structuringcredit investigationsdata managementchange managementfinancial analysiscredit qualificationadjudication standards
Soft Skills
communication skillscollaboration skillsanalytical skillsproblem solving skillsinfluence skillsrelationship buildingteam skillsdecision making