Defect Analyst
Mars
ERP
Credit Analyst – Commercial, Emerging Middle Market
BMO U.S.
full-time
Posted on:
Location Type: Office
Location: Arizona, Colorado, Illinois, Minnesota, Wisconsin • 🇺🇸 United States
Visit company websiteSalary
💰 $54,000 - $99,600 per year
Job Level
Junior
About the role
- Analyzes credit information to support lending decisions and processes for new and existing Commercial banking loans and credit solutions in an assigned portfolio of clients
- Makes credit decisions and recommendations in compliance with bank policies and procedures while maintaining an exceptional client service environment
- Performs financial analysis and calculations, assesses client creditworthiness, prepares detailed credit summaries
- Supports credit-granting decisions by making recommendations to manager
- Supports the negotiation of loan terms and conditions and the structuring of loans
- Supports portfolio monitoring and compliance, analyses metrics, and assesses industry trends to spot risks and opportunities
- Develops proposals to capture new business and expand client relationships
- Monitors loan performance, accuracy and integrity of loan documentation
- Builds and maintains client relationships
Requirements
- 1 – 3 years of relevant experience in credit or lending instruments or financial operations in a corporate or banking environment
- Bachelor’s degree required; Business Administration, Finance and Accounting preferred
- Foundational level of proficiency: Problem Solving, Collaboration, Detail-Oriented, Customer Service, Analytical Thinking
- Intermediate level of proficiency: Financial Analysis, Loan Structuring, Data analysis tools, Regulatory Compliance, Portfolio Management, Credit Risk Assessment, Banking Operations, Microsoft Office
Benefits
- Health insurance
- Tuition reimbursement
- Accident and life insurance
- Retirement savings plans
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
Financial AnalysisLoan StructuringData AnalysisRegulatory CompliancePortfolio ManagementCredit Risk AssessmentBanking OperationsCredit Information AnalysisCredit Summaries PreparationLoan Documentation Monitoring
Soft skills
Problem SolvingCollaborationDetail-OrientedCustomer ServiceAnalytical Thinking
