Credit Policy Analyst – Junior

BMG

Analista de Políticas de Crédito JR involved in monitoring credit performance and strategy. Contributes to process improvements and reporting in a major Brazilian financial institution.

Posted 5/14/2026full-timeSão Paulo • 🇧🇷 BrazilJuniorWebsite

Tech Stack

Tools & technologies

SQL

About the role

Key responsibilities & impact

Monitor credit policies and retail credit strategies (individual customers);
Monitor portfolio performance and credit origination;
Contribute to process improvements and generation of reports;
Perform testing and analysis of new data for credit management.

Requirements

What you’ll need

Bachelor's degree in Finance, Economics, Accounting, Business Administration, Engineering, Mathematics, Statistics or related fields;
Strong analytical skills and logical reasoning;
Results-oriented;
Familiarity with programming languages and data tools (SQL and/or SAS);
Proficient in Excel and PowerPoint;
Knowledge of AI tools;
Availability to work in a hybrid model in São Paulo.

Benefits

Comp & perks

Health insurance with no monthly premium + Telemedicine;
Dental plan with no monthly premium;
Meal and food allowances (Meal and Grocery vouchers);
Life insurance;
Funeral assistance;
Private pension plan;
Competitive annual variable compensation (bonus);
PPR – Profit Sharing Program (Results Participation Program);
Único Skill (free education benefit);
Bicycle parking and changing rooms;
Childcare assistance;
Internet allowance;
Wellness programs;
On-site clinic;
Expectant mother program;
Extended maternity and paternity leave;
Copay exemption for expectant mothers and babies up to 1 year;
Personalized baby kit;
Dr. BMG – Telepsychology + Telemedicine + Nutritionist + Nurse + Physical Education Specialist, extendable to dependents;
PAP – Financial, legal and psychological advisory program;
Gympass/Wellhub – Discounts on gym memberships;
Pharmacy discount agreements;
Fresh fruit every day;
Birthday day off;
Flexible dress code;
Hybrid work model.

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

SQLSASExcelPowerPointdata analysiscredit managementportfolio performance monitoringcredit originationprocess improvementreport generation

Soft Skills

analytical skillslogical reasoningresults-oriented

Certifications

Bachelor's degree in FinanceBachelor's degree in EconomicsBachelor's degree in AccountingBachelor's degree in Business AdministrationBachelor's degree in EngineeringBachelor's degree in MathematicsBachelor's degree in Statistics