Senior Credit Policy Analyst

BMG

Analista de Política de Crédito Sênior at Banco Bmg focusing on fraud prevention policies. Developing strategies to enhance credit processes and reduce losses.

Posted 5/12/2026full-timeSão Paulo • 🇧🇷 BrazilSeniorWebsite

Tech Stack

Tools & technologies

PythonSQL

About the role

Key responsibilities & impact

Development and implementation of fraud prevention and customer authentication policies for the issuance of credit products, aimed at reducing losses and improving process efficiency;
Testing new technologies and data sources for fraud prevention and authentication, including analysis of performance and cost impacts;
Optimization of the credit decision pipeline, focusing on process improvement and automation;
Monitoring and control of fraud, complaint, civil action and loss indicators, as well as review of credit review desk decisions to identify improvement opportunities.

Requirements

What you’ll need

Bachelor's degree in Computer Science, Statistics, Mathematics, Engineering, or a related field;
Knowledge of data analysis tools and technologies such as Python, R, and SQL;
Data-driven analytical mindset;
Experience in fraud prevention and authentication strategies and policies;
Strong analytical and problem-solving skills, with the ability to translate data into actionable recommendations for strategic decision-making;
Required knowledge of SQL, Power BI, and Databricks.

Benefits

Comp & perks

Employer-paid health plan (no monthly fee) + telemedicine;
Employer-paid dental plan (no monthly fee);
Meal and food allowance;
Life insurance;
Funeral assistance;
Private pension plan;
Competitive annual variable compensation (bonus);
PPR - Profit Sharing/Results Participation Program;
Único Skill (free education benefit);
Bicycle parking and locker rooms;
Childcare assistance;
Internet allowance;
Wellness programs;
On-site clinic;
Pregnancy program;
Extended maternity and paternity leave;
Copay exemption for pregnant employees and babies up to 1 year;
Personalized baby kit;
Dr. BMG – Telepsychology, telemedicine, nutritionist, nurse and physical education professional; extended to dependents;
PAP - Financial, legal and psychological advisory program;
Gympass/Wellhub - Discounts at gyms;
Pharmacy discount program;
Fresh fruit every day;
Birthday day off;
Flexible dress code;
Hybrid work model.

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

PythonRSQLdata analysisfraud preventioncustomer authenticationprocess improvementautomationPower BIDatabricks

Soft Skills

analytical mindsetproblem-solvingdata translationstrategic decision-making

Certifications

Bachelor's degree in Computer ScienceBachelor's degree in StatisticsBachelor's degree in MathematicsBachelor's degree in Engineering