Vice President, Creative
Future
Vice President, Credit Decision Sciences
BMG Money
full-time
Posted on:
Location: 🇺🇸 United States
Visit company websiteJob Level
Lead
Tech Stack
CloudPythonSQL
About the role
- Lead the design, development, validation and monitoring of credit risk & fraud models, tailored for the subprime lending sector.
- Build, mentor, and manage a high-performing team of data scientists, quantitative analysts, and risk modelers.
- Evaluate new data sources for potential use in models, strategies or other consumer insights.
- Collaborate with underwriting, collections, compliance, and senior leadership to align models and data with business objectives.
- Establish and maintain strong working relationships with partner banks, ensuring mutual understanding of risk policies and model standards.
- Monitor and improve model performance over time through rigorous validation, backtesting and model governance.
- Ensure compliance with regulatory standards and internal risk governance policies.
- Monitor of industry trends, regulatory changes, and emerging best practices in credit risk modeling and data science.
Requirements
- 10+ years of experience in credit risk modeling and data science within the lending industry, preferably in subprime or non-prime segments.
- Proven leadership experience in building and managing analytics teams.
- Ability to build and manage high functioning remote teams.
- Strong expertise in statistical modeling, machine learning, and advanced analytics.
- Familiarity with modern data platforms, Python, R, SQL, and cloud based analytic tools.
- Deep understanding of credit risk frameworks, regulatory requirements (e.g., FDIC, CFPB, OCC), and model validation standards and governance.
- Excellent communication skills, with the ability to explain complex concepts to non-technical stakeholders.
- Strategic thinker with strong problem-solving and decision-making skills.
