Credit Officer II – SBA

Bitly

Credit Officer II reviewing small business loan applications for Provide, a tech-enabled financial services firm. Analyzing financial statements and providing loan decisions for small businesses.

Posted 7/10/2026full-timeRemote • Ohio • 🇺🇸 United StatesJuniorMid-Level💰 $71,100 - $145,900 per yearWebsite

About the role

Key responsibilities & impact

Review and decision small business loan applications in a centralized environment for complex loans
Provide loan decisions and/or credit recommendations based on underwriting criteria
Collaborate with the Sales team to develop loan structures that meet customer needs
Assist and mentor teammates through the loan decision process
Analyze global cash flow and balance sheets for SBA loans of up to $5 million
Prepare written evaluations of customers’ financial conditions and future outlooks
Identify opportunities and recommend solutions for process improvements and software development

Requirements

What you’ll need

At least two (2) years of experience in underwriting, portfolio monitoring, or similar business loan analysis
Basic knowledge of commercial lending and credit standards, policies, procedures, and products
Strong attention to detail and organizational skills
Ability to clearly communicate concepts verbally and in writing
Proficiency in all Microsoft Office applications
Degree in accounting, finance or economics (Bonus points)

Benefits

Comp & perks

Comprehensive benefits programs
Incentive compensation plan
Support for physical, financial, emotional and social well-being

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

Loan Decision MakingCredit RecommendationsCash Flow AnalysisBalance Sheet AnalysisFinancial Evaluation

Soft Skills

Organizational SkillsVerbal CommunicationWritten CommunicationMentoring