Credit Analyst

Better

Credit Analyst reviewing mortgage applications for a fintech company using AI technology. Ensuring compliance, managing timelines, and communicating with stakeholders throughout the loan process.

Posted 4/14/2026full-timeRemote • 🇺🇸 United StatesMid-LevelSeniorWebsite

About the role

Key responsibilities & impact

Thoroughly review mortgage loan applications to ensure completeness, accuracy, and compliance with company policies and regulatory standards.
Verify borrower information, employment details, credit reports, and other relevant documentation.
Act as a primary point of contact between borrowers, loan officers, underwriters, and other stakeholders.
Communicate with clients to collect necessary documentation and address inquiries throughout the loan process.
Prepare and organize loan files for submission to underwriting, ensuring all required documentation is included.
Collaborate with underwriters to address any additional documentation needs or conditions.
Monitor and manage loan processing timelines to ensure timely closings.
Provide regular updates to all parties involved in the loan transaction.
Ensure strict adherence to regulatory requirements, company policies, and industry best practices.
Conduct quality assurance checks on loan files to identify and address any discrepancies.
Identify and resolve issues or challenges that may arise during the loan processing stage.
Collaborate with team members and other departments to overcome obstacles and ensure a smooth process.

Requirements

What you’ll need

Bachelor's degree in finance, business, or a related field is preferred.
Or proven experience as a loan processor in the mortgage industry.
In-depth knowledge of mortgage loan products, underwriting guidelines, and regulatory requirements.
Strong analytical and problem-solving skills.
Excellent communication and interpersonal skills.
Detail-oriented with a focus on accuracy.
Proficient in mortgage processing software and Microsoft Office applications.

Benefits

Comp & perks

Competitive compensation reliant on ability and experience.
Comprehensive healthcare, retirement, and voluntary benefits. Think medical, dental, vision, health savings accounts, 401k, and more.
Personalized care and tools for realizing your mental health and wellness goals.
Flexible PTO program second to none.
Option for remote and hybrid work arrangements available.
Additional benefit perks and discounts.

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

mortgage loan processingunderwriting guidelinesregulatory complianceanalytical skillsproblem-solving skillsattention to detaildocumentation verificationquality assuranceloan application reviewtimelines management

Soft Skills

communication skillsinterpersonal skillscollaborationorganizational skillscustomer serviceteamworkadaptabilityissue resolutiontime managementfocus on accuracy

Certifications

Bachelor's degree in financeBachelor's degree in businessrelated field experience