Better

Credit Analyst, Distributed Retail

Better

full-time

Posted on:

Origin:  • 🇺🇸 United States

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Job Level

Mid-LevelSenior

About the role

  • Thoroughly review mortgage loan applications to ensure completeness, accuracy, and compliance with company policies and regulatory standards.
  • Verify borrower information, employment details, credit reports, and other relevant documentation.
  • Act as a primary point of contact between borrowers, loan officers, underwriters, and other stakeholders.
  • Communicate with clients to collect necessary documentation and address inquiries throughout the loan process.
  • Prepare and organize loan files for submission to underwriting, ensuring all required documentation is included.
  • Collaborate with underwriters to address any additional documentation needs or conditions.
  • Monitor and manage loan processing timelines to ensure timely closings.
  • Provide regular updates to all parties involved in the loan transaction.
  • Ensure strict adherence to regulatory requirements, company policies, and industry best practices.
  • Conduct quality assurance checks on loan files to identify and address any discrepancies.
  • Identify and resolve issues or challenges that may arise during the loan processing stage.
  • Collaborate with team members and other departments to overcome obstacles and ensure a smooth process.
  • Adopts NEOs values in work behavior, decision making, contributions and interpersonal interactions.
  • Promotes interdepartmental communication and culture.
  • Lead, develop and motivate the team across all locations and operational functions.
  • Continued focus to ensure all families (Internal and External) are receiving the best possible service.

Requirements

  • Bachelor's degree in finance, business, or a related field is preferred
  • 5 years of experience working with mortgage loans
  • In-depth knowledge of mortgage loan products, underwriting guidelines, and regulatory requirements
  • Strong analytical and problem-solving skills
  • Excellent communication and interpersonal skills
  • Detail-oriented with a focus on accuracy
  • Proficient in mortgage processing software and Microsoft Office applications
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