Credit Strategy Manager

Best Egg

Credit Strategy Manager optimizing underwriting, pricing, and yield strategies for Best Egg, a Barclays consumer lending platform. Driving analytics, testing, and cross-functional implementation to improve risk-adjusted profitability.

Posted 8/4/2026full-timeWilmington • 🇺🇸 United StatesMid-LevelSenior💰 $115,000 - $140,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in credit risk analysis, pricing strategy development, and cross-functional collaboration to drive effective decision-making and performance monitoring. Proficient in utilizing quantitative methods and tools to enhance credit and pricing strategies.

Highest-signal resume keywords

Credit Risk AnalysisPricing Strategy DevelopmentSQL ProficiencyAnalytical SkillsCross-Functional Collaboration

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

UnderwritingRisk-Based PricingCredit StrategyAnalyticsYield ManagementProfitability AnalysisDecisioning LogicSegmentation FrameworksPerformance MonitoringCustomer Response Metrics

Soft Skills

Communication SkillsProblem-Solving Skills

Tools & Technologies

PythonSASR

Industry Keywords

Lending EconomicsFair LendingCredit PerformanceConversion ElasticityChampion/Challenger Tests

Tech Stack

Tools & technologies

PythonSQL

About the role

Key responsibilities & impact

Execute and refine underwriting, line assignment, risk-based pricing, and offer strategies
Translate pricing and credit strategy into decisioning logic, segmentation frameworks, pricing tiers, and operational rules
Partner with Finance, Product, Marketing, Compliance, Fair Lending, Operations, and other cross-functional stakeholders to ensure accurate implementation
Design and evaluate champion/challenger tests involving APRs, fees, promotional offers, loan terms, line assignments, and offer structures
Assess customer price sensitivity and conversion elasticity across segments, risk bands, products, and acquisition channels
Prepare regular reporting on credit performance and strategy effectiveness
Identify performance drivers and recommend pricing, yield, and credit strategy enhancements
Own defined components of credit, pricing, or channel strategy from analysis through implementation and performance monitoring
Conduct complex pricing, profitability, and credit analyses independently
Influence cross-functional partners and drive scoped strategy adjustments within risk appetite, policy, and profitability frameworks

Requirements

What you’ll need

Bachelor's degree in quantitative field, finance, economics, business, or equivalent experience
4–6 years in credit risk, pricing strategy, underwriting, analytics, yield management, or credit strategy
Experience analyzing approval, conversion, yield, margin, loss, profitability, or customer response metrics
Proficiency in SQL, Python, SAS, R, or similar tools
Strong analytical, communication, and problem-solving skills
Understanding of credit risk, risk-based pricing, expected loss, and lending economics

Benefits

Comp & perks

Pre-tax and post-tax retirement savings plans with a competitive company matching program
Generous paid time-off plans including vacation, personal/sick time, paid short-term and long-term disability leaves, paid parental leave, and paid company holidays
Multiple health care plans, including dental and vision options
Flexible Spending Plans for Health Care, Dependent Care, and Health Reimbursement Accounts
Company-paid life insurance
Wellness platforms
Employee assistance programs
Health Advocate programs
Identity theft protection
Pet insurance
Fitness center reimbursements
Growth, development, and career mobility opportunities across a global organization