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Senior Credit Strategy Analyst – Affiliates, Lead Generation
Best EggSenior Credit Strategy Analyst at Best Egg optimizing credit strategies for personal loans. Collaborating and utilizing data analytics to drive strategy improvement and innovation.
Tech Stack
Tools & technologiesPythonSQLTableau
About the role
Key responsibilities & impact- This individual will be responsible for monitoring, refining and developing Credit strategies (including underwriting and loan amount) for personal loans
- Create test/control champion/challenger tests and monitoring to inform future strategies
- Provide scenario analysis/create financial impact sizing/develop new strategy test case
- Perform ad-hoc analytics, create reporting and presentations
- Work across functional areas to drive overall growth, product enhancements, and improve web funnel conversion rates across all channels.
- Partner with Decision Science to define and develop Credit models and tools
- Maintain overall risk and return targets for investors particularly in a changing economic environment
Requirements
What you’ll need- 5+ years experience in a similar analytical role
- Bachelor’s Degree in Statistics, Mathematics, Operational Research, Engineering, other quantitative major required; Master’s degree a plus
- Experience in financial industry, credit risk required; online lending, near-prime, sub-prime is a plus
- Must be proficient in Python or similar, SQL, and MS Excel
- Must be proficient in interpreting data using analytics, research methodologies, and statistical techniques
- Previous experience with Business Intelligence reporting (e.g. Tableau, PowerBI, etc) is desirable
- Excellent English written/verbal communication skills, critical thinking and interpersonal skills
- Highly independent and self-motivated to forming opinions that are supported by data.
- Strong knowledge of modeling tools and techniques and use in strategy
- Ability to understand competitive pressure, economic trends and their business impacts.
- High Energy with ability to work in a fast-paced environment
Benefits
Comp & perks- Pre-tax and post-tax retirement savings plans with a competitive company matching program
- Generous paid time-off plans including vacation, personal/sick time, paid short-term and long-term disability leaves, paid parental leave, and paid company holidays
- Multiple health care plans to choose from, including dental and vision options
- Flexible Spending Plans for Health Care, Dependent Care, and Health Reimbursement Accounts
- Company-paid benefits such as life insurance, wellness platforms, employee assistance programs, and Health Advocate programs
- Other great discounted benefits include identity theft protection, pet insurance, fitness center reimbursements, and many more!
ATS Keywords
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Hard Skills & Tools
PythonSQLMS Exceldata interpretationanalyticsresearch methodologiesstatistical techniquesmodeling toolsBusiness Intelligence reportingscenario analysis
Soft Skills
written communicationverbal communicationcritical thinkinginterpersonal skillsindependenceself-motivationopinion formationadaptabilityenergyfast-paced work