Senior Credit Strategy Analyst – Home Secured, Super Prime UW

Best Egg

Senior Credit Strategy Analyst optimizing credit strategies for personal loans at Best Egg. Utilizing data and credit experience to maximize loan decision-making and enhance investor returns.

Posted 5/26/2026full-timeRemote • 🇺🇸 United StatesSeniorWebsite

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

PythonSQLMS Exceldata analyticsstatistical techniquesmodeling toolsBusiness Intelligencescenario analysisfinancial impact sizingcredit risk

Soft Skills

communication skillscritical thinkinginterpersonal skillsself-motivatedorganizational skillstechnical leadershipcollaborationadaptabilitycoachingmentoring

Tools & Technologies

TableauPowerBI

Industry Keywords

credit strategiesunderwritingpersonal loansonline lendingnear-primesub-primerisk managementeconomic trendscross-functional teamCollective Ownership

Tech Stack

Tools & technologies

PythonSQLTableau

About the role

Key responsibilities & impact

This individual will be responsible for monitoring, refining and developing Credit strategies (including underwriting and loan amount) for personal loans
Create test/control champion/challenger tests and monitoring to inform future strategies
Provide scenario analysis/create financial impact sizing/develop new strategy test case
Perform ad-hoc analytics, create reporting and presentations
Work across functional areas to drive overall growth, product enhancements, and improve web funnel conversion rates across all channels.
Partner with Decision Science to define and develop Credit models and tools
Maintain overall risk and return targets for investors particularly in a changing economic environment

Requirements

What you’ll need

5+ years experience in a similar analytical role
Bachelor’s Degree in Statistics, Mathematics, Operational Research, Engineering, other quantitative major required; Master’s degree a plus
Experience in financial industry, credit risk required; online lending, near-prime, sub-prime is a plus
Must be proficient in Python or similar, SQL, and MS Excel
Must be proficient in interpreting data using analytics, research methodologies, and statistical techniques
Previous experience with Business Intelligence reporting (e.g. Tableau, PowerBI, etc) is desirable
Excellent English written/verbal communication skills, critical thinking and interpersonal skills
Highly independent and self-motivated to forming opinions that are supported by data.
Strong knowledge of modeling tools and techniques and use in strategy
Ability to understand competitive pressure, economic trends and their business impacts.
High Energy with ability to work in a fast-paced environment
Comfortable interacting and engaging with colleagues from all levels of management across all business units and third-party vendors
Demonstrated technical leadership skills including self-direction, coaching and mentoring
Highly motivated, well organized, capable of developing and executing business analysis and able to communicate status and results effectively
Ability to succeed within a cross-functional team emphasizing Collective Ownership in a fast-paced environment
Ability to work effectively both independently and as a team member
Be confident and willing to challenge status quo, but also willing to concede and execute other’s ideas when necessary
Capable of teaching and learning from others to promote continuity of knowledge and personal development
Cultivate good working relationships with other business units, particularly Marketing, Operations, and Finance

Benefits

Comp & perks

Pre-tax and post-tax retirement savings plans with a competitive company matching program
Generous paid time-off plans including vacation, personal/sick time, paid short-term and long-term disability leaves, paid parental leave, and paid company holidays
Multiple health care plans to choose from, including dental and vision options
Flexible Spending Plans for Health Care, Dependent Care, and Health Reimbursement Accounts
Company-paid benefits such as life insurance, wellness platforms, employee assistance programs, and Health Advocate programs
Other great discounted benefits include identity theft protection, pet insurance, fitness center reimbursements, and many more!