Best Egg

Data Scientist – Credit

Best Egg

full-time

Posted on:

Location Type: Remote

Location: Remote • 🇺🇸 United States

Visit company website
AI Apply
Apply

Salary

💰 $125,000 - $140,000 per year

Job Level

Mid-LevelSenior

Tech Stack

AWSCloudDockerPandasPythonSQL

About the role

  • Build and enhance credit risk models (e.g., Gen5B Shadow/Gen6, and Autonomous Underwriting) to improve credit predictability and manage portfolio risk.
  • Work with MLOps, Feature Platform, Credit Strategy, and Implementation teams to build adaptive modeling pipelines that connect model insights directly to automated, production-ready decision flows.
  • Keep our modeling framework responsive to changes in credit quality and macroeconomic trends.
  • Conduct exploratory data analysis and experiment tracking to identify key risk drivers and optimize model performance.
  • Own Python project structure, CI/CD setup, and end-to-end testing for reliable model delivery.
  • Partner with MLOps and Feature Platform to maintain model pipelines (Metaflow, SageMaker, etc.) and streamline model deployment.
  • Support model deployment and validation to make sure that models run reliably in production and deliver consistent results.
  • Improve overall development efficiency through standardization, automation, version control, and reproducibility.
  • Expand monitoring frameworks to underwriting models.
  • Support bank and compliance reviews of model performance, PSI/CSI analysis, reject inference, and validation.
  • Maintain audit-ready documentation and data transparency for internal and external partner reviews.
  • These efforts complement the broader model monitoring and compliance initiatives led by the Credit DS team.

Requirements

  • Bachelor’s degree in Statistics, Mathematics, Operational Research, Computer Science/Engineering, Data Science or other quantitative major. Master's or PhD is preferred. Other quantitative fields with experience in building Cloud Services/Architect solutions, and data/CI/CD pipelines for AI/ML solutions will be considered.
  • Solid understanding of the model lifecycle (EDA, modeling, evaluation, deployment)
  • Intermediate Python and SQL
  • Data wrangling using pandas (bonus: pyarrow, polars)
  • Basic version control (git/GitHub)
  • Experience with Metaflow or similar orchestration frameworks (Flyte, ZenML, SageMaker Pipelines)
  • Familiarity with cloud environments (AWS preferred)
  • Model deployment experience (FastAPI + Docker)
  • Unit testing (pytest) and modern Python project tools (uv, poetry)
  • Background in credit risk modeling or lending-related ML solutions (e.g., underwriting, early delinquency, loss prediction, fraud detection, etc.)
Benefits
  • This position is also eligible for an annual incentive bonus based on individual and company performance.
  • Yearly incentive bonus target 20% of base salary.

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills
PythonSQLdata wranglingmodel lifecycleunit testingcredit risk modelingmodel deploymentexploratory data analysisCI/CDversion control
Soft skills
collaborationcommunicationproblem-solvingadaptabilityattention to detail
Certifications
Bachelor's degreeMaster's degreePhD
Stitch Fix

Machine Learning Data Scientist – Logistics Algorithms

Stitch Fix
Mid · Seniorfull-time$106k–$177k / year🇺🇸 United States
Posted: 28 minutes agoSource: boards.greenhouse.io
PythonScikit-LearnSQL
CrowdStrike

Senior Manager, Data Science – Enterprise AI

CrowdStrike
Seniorfull-time$145k–$220k / year🇺🇸 United States
Posted: 32 minutes agoSource: crowdstrike.wd5.myworkdayjobs.com
CloudPythonSQLTableau
Reddit, Inc.

Principal Data Scientist, Ads

Reddit, Inc.
Leadfull-time$27k–$365k / year🇺🇸 United States
Posted: 1 hour agoSource: boards.greenhouse.io
PythonSQL
May Mobility

Senior Data Scientist

May Mobility
Seniorfull-time$1–$2 / year🇺🇸 United States
Posted: 1 hour agoSource: boards.greenhouse.io
ApachePySparkPythonPyTorchScikit-LearnSparkSQLTensorflow
Resend

Data Scientist, Trust & Safety

Resend
Junior · Midfull-time🇺🇸 United States
Posted: 4 hours agoSource: jobs.ashbyhq.com
PythonSQL