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Major Case Liability Adjuster
Berkshire Hathaway GUARD Insurance CompaniesMajor Case Liability Adjuster handling complex, litigated commercial casualty claims for Berkshire Hathaway GUARD Insurance, a nationwide property and casualty insurer. Evaluating coverage, liability, reserves, and settlements through trial preparation.
Core Competencies
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Expertise in managing high-exposure commercial liability claims, including severe bodily injury and construction accidents, with a strong focus on analyzing insurance policies and contracts. Proven ability to establish and manage large-loss reserves while effectively communicating and prioritizing tasks throughout the claims process.
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About the role
Key responsibilities & impact- Handle high-exposure commercial liability claims involving severe bodily injury, wrongful death, construction accidents, premises liability, and other catastrophic losses with exposure up to and exceeding policy limits
- Analyze insurance policies, contracts, indemnification agreements, and additional insured provisions to identify coverage defenses, tender opportunities, and risk transfer strategies
- Investigate claims, evaluate liability, and determine coverage applicability
- Manage claims through all phases of litigation, including discovery, depositions, mediation, settlement conferences, arbitration, and trial preparation
- Review evidence, expert reports, and medical documentation
- Establish, evaluate, and maintain large-loss indemnity and expense reserves based on evolving exposure and litigation strategy
- Take statements and manage claim documentation throughout the claim lifecycle
- Occasionally travel for hearings, mediations, trials, and conferences
Requirements
What you’ll need- At least 10 years of experience handling litigated commercial liability claims, including catastrophic bodily injury, construction defect, premises liability, or other high-exposure casualty losses
- Demonstrated experience setting and managing six- and seven-figure reserves and resolving claims with exposures exceeding $500,000
- Ability to interpret coverage and analyze insurance policies and contracts to determine priority and risk transfer opportunities
- Excellent written and verbal communication skills
- Strong organizational and technical skills
- Effective time management with the ability to prioritize competing demands
- Willingness to occasionally travel for hearings, mediations, trials, and conferences
- Bachelor’s degree required
- Active adjuster license, or willingness and ability to obtain and maintain all required state licenses
- Juris Doctor (JD) or attorney license preferred
Benefits
Comp & perks- Hybrid schedule: 2 days remote / 3 in-office
- Predictable hours (no nights, weekends, or holidays)
- Competitive pay + generous PTO
- Medical, dental & vision starting day one
- 401(k)
- Tuition reimbursement
- Longevity bonuses
- Company support for the licensing process, including training and compliance with ongoing continuing education requirements