Non-QM Underwriting Manager
Benchmark Mortgage
full-time
Posted on:
Location Type: Remote
Location: Texas • United States
Visit company websiteExplore more
About the role
- Manage, coach and train a team of underwriters to ensure quality, compliance and service-level standards are met
- Oversee the non-QM underwriting pipeline to ensure loans are reviewed, approved, and cleared-to-close within established turn times
- Serve as escalation point for difficult files, guideline interpretation, and exception requests
- Track productivity, quality, suspense, and defect trends with reporting and loan-level reviews
- Conduct periodic loan reviews to ensure adherence to internal credit standards, investor guidelines, and regulatory requirements
- Ensure loans are underwritten to guidelines that are compliant with state and federal laws and regulations, including HMDA, Regulation Z, and Regulation B
- Collaborate with Operations, Sales, and Secondary leadership to align on goals, capacity planning, and service-level expectations
Requirements
- Minimum of five (5) years of progressive levels of mortgage underwriting experience required
- Minimum of two (2) years of non-QM underwriting experience
- Prior underwriting management experience required
- Encompass and Desktop Underwriter experience preferred
- High school diploma or equivalent required
- Some college preferred
Benefits
- Fast-paced environment
- Equipment allowances
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
mortgage underwritingnon-QM underwritingloan reviewsguideline interpretationexception requestscompliance standardscredit standardsregulatory requirementsproductivity trackingdefect trends
Soft skills
coachingtrainingmanagementcollaborationcommunicationproblem-solvingleadershiporganizational skillsservice-level expectationscapacity planning