Senior Credit Risk Analyst

BECU

Sr. Credit Risk Analyst shaping credit strategy and governance for BECU, a member-owned financial services cooperative.

Posted 8/11/2026full-timeTukwila • California, Idaho, South Carolina, Texas, Washington • 🇺🇸 United StatesSenior💰 $106,600 - $130,100 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Expertise in credit risk analytics, utilizing SQL, SAS, and Python to analyze lending portfolio performance and inform strategic decisions. Proficient in developing reports and presentations that translate complex data into actionable insights for stakeholders.

Highest-signal resume keywords

Credit Risk AnalyticsSQL Database QueryingSAS Software ProficiencyPython ProgrammingPortfolio Performance Analysis

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit Risk AnalyticsSQL Database QueryingSAS Software ProficiencyPython ProgrammingPortfolio Performance AnalysisData TransformationQuantitative AnalysisCredit Policy DevelopmentRisk GovernanceAnalytical Reporting

Soft Skills

Stakeholder ManagementVerbal CommunicationWritten CommunicationCollaborationDecision Making

Tools & Technologies

TableauPowerBIPowerPointMicrosoft OfficeExcelWord

Industry Keywords

BankingCredit UnionFintechFinancial ServicesCommercial LendingConsumer LendingCredit CardMortgageAuto PortfoliosRisk Management

Tech Stack

Tools & technologies

PythonSQLTableau

About the role

Key responsibilities & impact

Analyze Small and Medium Business lending portfolio performance using SQL, SAS, Python, and other analytical tools
Identify trends, risks, and opportunities to support data-driven credit strategy decisions
Transform complex data into recommendations influencing credit policies, lending strategies, risk management, and portfolio growth
Develop, maintain, and enhance recurring and ad hoc portfolio reporting
Prepare quarterly portfolio reviews covering exposure, balances, product performance, and portfolio health
Partner with Credit Risk leaders on lending strategies, policy changes, portfolio initiatives, risk governance, and monitoring
Present findings and business implications to stakeholders
Identify opportunities to streamline reporting and improve analytical processes and efficiency
Manage projects and analytical initiatives from data discovery through recommendations
Build partnerships across the organization and support strategic decisions

Requirements

What you’ll need

Bachelor's degree in quantitative or business field, or equivalent experience required
Minimum 5 years of related functional experience in credit risk analytics required
Advanced experience using quantitative software and database querying tools such as SAS, SQL, and Python
Advanced experience using presentation development software such as Tableau, PowerBI, and PowerPoint
Proficient PC skills, including Microsoft Office, Excel, and Word, with ability to learn new software quickly
Banking, credit union, fintech, or broader financial services experience
Experience supporting business, commercial, consumer, credit card, mortgage, or auto portfolios
Experience supporting credit policy development and risk governance initiatives
Experience analyzing portfolio performance and articulating results and desired outcomes from a risk management perspective
Demonstrated experience building cohesive cross-functional teams and facilitating collaborative decision making
Ability to collect pertinent data, establish facts, draw valid conclusions, and formulate recommendations
Ability to work independently and as a team member using discretion and sound judgment
Ability to translate analytics into strategic business outcomes and influence decision-making through data
Presentation, storytelling, stakeholder management, verbal communication, and written communication skills

Benefits

Comp & perks

401(k) Company Match (up to 3%)
4% annual contribution to your 401(k) by BECU
Medical, Dental and Vision (family contributions as well)
PTO Program + Exchange Program
Tuition Reimbursement Program
BECU Cares volunteer time off + donation match
Professional development
Exposure to senior leaders and key stakeholders
Collaborative environment
Remote work for approved locations outside the Tukwila commute distance