Mortgage Loan Officer

BECU

Mortgage Loan Officer at BECU helping members navigate important financial decisions in home purchasing or refinancing. Ensuring exceptional member experiences while leveraging phone and digital channels.

Posted 7/16/2026full-timeRemote • Idaho, Oregon, South Carolina, Texas, Washington • 🇺🇸 United StatesMid-LevelSenior💰 $24 - $30 per hourWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in mortgage solutions, including conventional, FHA, VA, and jumbo products, while ensuring compliance with lending guidelines and regulations. Strong communication and analytical skills are essential for evaluating loan applications and providing exceptional member service.

Highest-signal resume keywords

Mortgage Loan Originator (MLO) CertificationLending Sales ExperienceKnowledge of Mortgage ProcessingAbility to Perform Complex Income AnalysisRegulatory Compliance Knowledge

ATS Keywords

Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Loan Application ProcessingUnderwriting ProceduresFinancial AnalysisDocument ReviewMathematical Accuracy

Soft Skills

Verbal CommunicationWritten CommunicationCollaborationProblem-Solving

Tools & Technologies

Automated Underwriting System

Certifications & Qualifications

SAFE Act Compliance

Industry Keywords

Mortgage ProductsLending GuidelinesReal Estate Market TrendsFinancial ServicesCompliance Regulations

About the role

Key responsibilities & impact

Connect with members to understand their unique needs and guide them toward mortgage solutions that fit their goals.
Take complete, accurate loan applications, gather required documents, and ensure all disclosures and fees are clearly communicated.
Pre-qualify members and align them with mortgage products that provide the most value and benefit.
Serve as the primary contact for members, real estate agents, and all involved parties—keeping everyone informed from application through closing.
Collaborate with Mortgage Fulfillment, Support, and Servicing teams to resolve issues quickly and ensure a seamless experience.
Stay current on mortgage products, lending guidelines, underwriting processes, compliance regulations, and real estate market trends.
Discuss and confirm loan terms with members, locking rates in accordance with BECU policies.
Review application data for integrity, analyze Automated Underwriting System findings, and properly document files to meet underwriting and investor requirements.
Maintain expertise by participating in professional development, reading industry publications, and networking.
Meet phone service level goals, including availability and timely responses to member inquiries.
Perform additional duties that support team and organizational success.

Requirements

What you’ll need

High school diploma or equivalent required
Minimum 4 years of lending sales, processing, or underwriting experience
Minimum 5 years of sales experience
Comply with SAFE Act legislation, including annual registration as a Mortgage Loan Originator (MLO)
College degree preferred
Experience with conventional, FHA, VA, and jumbo mortgage products strongly preferred
Financial Services/Financial Institution background preferred
Verbal and written communication skills
Math skills with a high degree of accuracy
Ability to evaluate loan applications and supporting documentation
Ability to perform complex income analysis, including review of complex tax returns (corporate, partnerships, sub-S corporations)
Demonstrated knowledge of conventional and/or government lending guidelines
Demonstrated knowledge of mortgage processing, underwriting, and closing procedures
Demonstrated knowledge of regulatory compliance.

Benefits

Comp & perks

401(k) Company Match (up to 3%)
4% annual contribution to your 401(k) by BECU
Medical, Dental and Vision (family contributions as well)
PTO Program + Exchange Program
Tuition Reimbursement Program
BECU Cares volunteer time off + donation match