Senior Credit Analyst

Beacon Funding

Senior Credit Analyst underwriting commercial finance transactions at Beacon Funding. Managing credit analytics, funding-partner relationships, portfolio performance, and credit policy improvements.

Posted 8/18/2026full-timeRemote • Illinois • 🇺🇸 United StatesSeniorWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in credit underwriting, portfolio management, and credit analytics, with a strong focus on risk assessment, deal structuring, and compliance. Proficient in data visualization and reporting, fostering collaboration across teams while providing mentorship to junior analysts.

Highest-signal resume keywords

Credit UnderwritingPortfolio ManagementCredit AnalyticsData VisualizationNegotiation Skills

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Financial Statement AnalysisCollateral EvaluationRisk-Based PricingCredit AnalysisDeal StructuringCredit Scoring StrategyPortfolio Performance AnalysisCompliance MonitoringBackground InvestigationsRevenue-Source Confirmation

Soft Skills

Interpersonal SkillsLeadership SkillsOrganizational SkillsTime-Management SkillsVerbal Communication

Tools & Technologies

TableauReporting PlatformsUnderwriting Technology

Industry Keywords

Commercial CreditSyndicationFunding PartnershipsAsset ClassesCredit ToolsIndustry Trends

Tech Stack

Tools & technologies

Tableau

About the role

Key responsibilities & impact

Review, evaluate, and adjudicate a high volume of daily commercial credit submissions, including financial statement analysis, collateral evaluation, and business history review
Recommend risk-based pricing and deal structures, and coordinate lease approvals
Conduct background investigations, reference checks, and revenue-source confirmations
Identify transactions for Beacon's portfolio or third-party funding partners and manage the in-credit transaction pipeline
Assist with underwriting portfolio acquisitions and sales
Manage and grow relationships with syndicate banks and funding partners
Negotiate financing terms and establish new syndication and funding partnerships
Develop and enhance corporate credit scoring strategy and the credit policy manual
Build and maintain dashboards, alerts, and visualization tools such as Tableau
Research and recommend asset classes, credit tools, systems, and data sources
Analyze credit data and portfolio performance to identify trends, risks, and opportunities and translate findings into strategies and rules
Monitor credit standards, regulations, industry trends, requirements, and competitor activity for compliance
Present credit analytics findings to senior management and collaborate with executives on credit policy and decisions
Communicate with sales staff to facilitate deal flow and establish payment terms and procedures
Collaborate with data analysts and application developers on underwriting technology and reporting platforms
Foster teamwork across credit, sales, accounting, documentation, and collections
Provide guidance and mentorship to junior credit analysts
Participate in cross-functional project management and delivery of new initiatives

Requirements

What you’ll need

Bachelor's degree in finance, business, or a related field
5+ years of combined experience in credit underwriting, portfolio management, and/or credit analytics, ideally with a bank, finance company, or leasing company
Experience with small-ticket, construction, and/or commercial vehicle equipment finance is a plus
Advanced knowledge of loans, leasing, credit analysis, underwriting, and deal structuring
Strong analytical skills, including identifying risks, trends, and opportunities from data and translating analysis into actionable strategy
Proficiency with data visualization and reporting tools such as Tableau and strong general computer skills
Strong interpersonal, negotiation, leadership, and verbal/written communication skills; comfortable engaging with senior management
Proactive self-starter with organizational and time-management skills

Benefits

Comp & perks

Competitive base salary plus bonus opportunity
Flextime earned for additional hours worked over 8 hour days
401(K) Matching Plan
Company Profit Sharing Plan
Medical, dental & vision insurance (UnitedHealthcare medical plan)
14 Days off beginning after 30 days of employment
Employer that is a recognized market leader in the use of credit and underwriting technology