Baselane

Fraud and Payments Risk Specialist

Baselane

full-time

Posted on:

Location Type: Remote

Location: Remote • 🇺🇸 United States

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Salary

💰 $70,000 - $80,000 per year

Job Level

Mid-LevelSenior

About the role

  • Review and investigate suspicious activity across Baselane’s Rent Collection and Banking products, including ACH, debit card, and wire transactions.
  • Detect and triage fraud scenarios such as high risk landlord accounts, payment mule activity, account takeovers, and third/first-party fraud.
  • Analyze transaction and behavioral patterns to identify emerging risks across tenant-to-landlord payments and banking activity (transfers, deposits, withdrawals).
  • Take timely action to mitigate potential loss — including freezing accounts, escalating to partner banks, or documenting recovery steps.
  • Suggest improvements to rules, alerts, and workflows to enhance efficiency and reduce false positives.
  • Stay informed on evolving fraud trends in FinTech, ACH, and digital banking to strengthen Baselane’s detection strategies.

Requirements

  • 3+ years of experience in fraud or risk operations, ideally in FinTech, payments, or a fast-paced startup environment.
  • Strong investigative mindset with sharp attention to detail and pattern recognition skills.
  • Hands-on experience in case management, handling disputed transactions or high-risk behavioral reviews.
  • Ability to work independently, prioritize effectively, and adapt to shifting priorities in a dynamic environment.
  • Clear written communication skills and a bias for action and ownership.
  • Collaborative mindset with comfort working across teams such as BSA/AML, Product, and Operations.
Benefits
  • Competitive compensation
  • Equity — ownership in what we’re building
  • High-quality Medical, Vision, and Dental insurance
  • Life Insurance and Disability coverage
  • Generous paid time off and flexible hours
  • Remote-first work environment with a home office stipend
  • Regular social events

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills
fraud detectionrisk operationscase managementtransaction analysisbehavioral pattern recognitionACH transactionspayment processingbanking activity analysisaccount freezingworkflow improvement
Soft skills
investigative mindsetattention to detailindependent workprioritizationadaptabilityclear communicationcollaborationownershipbias for actionteamwork