Commercial Production Partner

Banner Bank

Senior Commercial Relationship Manager growing Banner Bank’s complex commercial lending partnerships. Analyzing credit risk, structuring loans, and supporting portfolio growth in a hybrid Bellingham role.

Posted 8/5/2026full-timeBellingham • Washington • 🇺🇸 United StatesMid-LevelSenior💰 $101,956 - $137,940 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates advanced financial analysis skills, including the assessment of financial statements and cash flow performance, while ensuring compliance with regulatory standards and bank policies in commercial lending. Capable of effectively managing portfolio health and risk assessment, while building trusted relationships with clients and stakeholders.

Highest-signal resume keywords

Advanced Financial AnalysisCommercial Lending ExpertiseCredit UnderwritingRisk AssessmentPortfolio Management

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Financial Statement AnalysisCash Flow AnalysisCredit AnalysisRisk Mitigation StrategiesLoan ModificationsCovenant Compliance MonitoringLoan Performance AssessmentCredit Risk ManagementRegulatory ComplianceBusiness Entity Structures

Soft Skills

Effective CommunicationRelationship BuildingAttention to DetailMentoringTeam Collaboration

Tools & Technologies

Microsoft OfficeExcelWordAccess

Industry Keywords

Commercial BankingCredit AdministrationFinancial Risk ManagementLoan StructureRegulatory Standards

About the role

Key responsibilities & impact

Partner with Relationship Managers and clients during calling activities to evaluate deal readiness, credit considerations, and transaction structure while developing clear recommendations
Analyze financial statements, tax returns, credit reports, cash flow information, and industry trends for prospective and existing commercial clients
Prepare and review credit analyses, risk assessments, loan modifications, renewals, and extensions for commercial lending opportunities
Advise Relationship Managers on deal structuring, credit positioning, and risk mitigation strategies before submission for credit approval
Ensure credit packages and documentation meet quality standards, regulatory requirements, and bank policy expectations
Maintain, organize, and update loan documentation and credit files to support accurate underwriting and portfolio management
Monitor portfolio performance, including covenant compliance, loan maturities, delinquencies, and risk ratings
Identify emerging borrower and portfolio risks and recommend appropriate actions to leadership and Relationship Managers
Serve as a subject matter resource on commercial lending, credit administration, loan structure, and risk management practices
Partner with Commercial Banking Center leadership to support portfolio priorities, execution efficiency, client retention, and growth objectives
Help identify opportunities to improve processes, Relationship Manager effectiveness, and overall client outcomes
Support compliance with bank policies, security requirements, regulatory standards, and credit risk management protocol
Mentor others and contribute to a high-performing team
Travel up to 10%

Requirements

What you’ll need

Bachelor's degree in Accounting, Business, Economics, Law, Computer Science, or a related field (Required)
An equivalent combination of education and experience can be considered in lieu of a degree
6 or more years of relevant experience in commercial banking, credit analysis, financial analysis, or financial risk management (Required)
Advanced financial analysis skills, including assessment of financial statements, cash flow performance, and tax returns for complex financial structures
Strong understanding of commercial lending, credit underwriting, and risk assessment principles
Understanding of business entity structures and borrowing and guarantor relationships
Ability to monitor portfolio health, including covenant compliance, risk ratings, concentrations, maturities, and loan performance
Effective verbal and written communication with clients, business partners, and leadership
Ability to build trusted relationships and support client needs independently
Ability to manage multiple priorities with strong attention to detail
Proficiency with Microsoft Office applications, including Word, Excel, Access, and other business software tools
Strong understanding of federal and state laws and regulations governing commercial lending activities
Willingness to travel up to 10%

Benefits

Comp & perks

Annual incentive potential
Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life
Paid vacation time
Paid sick time
11 company paid holidays
401k with up to 4% match
Tuition reimbursement
Work-life balance
Employee volunteerism and community involvement