Banner Bank

CRE Portfolio Manager II

Banner Bank

full-time

Posted on:

Location Type: Hybrid

Location: Irvine • California • 🇺🇸 United States

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Salary

💰 $131,319 - $154,493 per year

Job Level

Mid-LevelSenior

About the role

  • Assist CRE Relationship Managers in more complex, commercial real estate loan activity and the underwriting and funding of loans.
  • Develop and analyze credit information.
  • Prepare credit offerings, working closely with CRE Relationship Managers, Credit Administration, and Loan Administration to close transactions originated by the CRE Relationship Manager.
  • Monitor borrower financial information, including inventory reporting, covenant compliance, maturities, and delinquencies, and provide accurate assessments of ongoing financial stability.
  • Manage a CRE portfolio of borrowing clients with responsibility for portfolio quality.

Requirements

  • Bachelor's Degree: Accounting, Business, Economics, Law, Computer Science or other related field required (an equivalent combination of education and experience may be considered)
  • 6 or more years of banking credit analysis experience required.
  • Advanced analytical skills and working knowledge of financial accounting with ability to spread and analyze financial statements, cash flows, and tax returns for companies and individuals with moderate to complex structures to determine financial support feasibility for credit requests.
  • Knowledge of company formation structures with ability to identify borrowing and guaranty structures. Advanced understanding of portfolio management priorities, including reporting issues, concentrations, maturities, delinquencies, and loan performance (including construction progress through absorption and lease-up execution, covenant compliance, and the appropriateness of ongoing risk ratings).
  • Proficient in Word, Excel, Access, and other similar programs.
  • Knowledge of federal and state laws and regulations relating to Commercial Real Estate Lending.
Benefits
  • Targeted starting compensation range is based on location and experience: $131,319 - 154,493
  • Incentive and commission compensation may be awarded for eligible roles
  • Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life
  • Paid vacation time, sick time, personal days, paid volunteer time and 11 company paid holidays
  • 401k (up to 4% match with immediate vesting)
  • Tuition reimbursement up to $5,250 annually (minimum service requirement)

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills
credit analysisfinancial accountingfinancial statement analysiscash flow analysistax return analysisportfolio managementrisk assessmentcovenant complianceloan performance analysiscompany formation structures
Soft skills
analytical skillscommunicationcollaborationattention to detailproblem-solvingorganizational skillsfinancial assessmentclient managementtransaction closingmonitoring financial stability