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Bank of America

Credit Officer II

Bank of America

Credit Officer II managing a diverse portfolio of middle market commercial banking clients at Bank of America. Leading client engagement and structuring credit solutions while ensuring portfolio asset quality.

Posted 7/30/2026full-timeFort Lauderdale • Florida • 🇺🇸 United StatesSeniorLeadWebsite

Core Competencies

Role fit
Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in structuring tailored credit solutions and managing portfolio asset quality, with a strong focus on risk identification and mitigation. Proven ability to lead client engagement and drive business development in commercial banking.

Highest-signal resume keywords
10+ Years Experience In Commercial BankingFinancial Statement AnalysisUnderwritingCash Flow ModelingCredit Structuring

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills
Financial Statement AnalysisUnderwritingCash Flow ModelingCredit Structuring
Soft Skills
Client EngagementRisk IdentificationRisk Mitigation
Industry Keywords
Commercial BankingMiddle MarketLeveraged FinanceLarge Corporate

About the role

Key responsibilities & impact
  • lead client and prospect engagement related to credit and debt capital solutions, supporting business development and revenue growth
  • structure and recommend tailored credit solutions aligned with client needs and risk parameters
  • own and actively manage portfolio asset quality, including risk identification and mitigation

Requirements

What you’ll need
  • 10+ years of experience in commercial banking, including Middle Market, Leveraged Finance, Large Corporate, or similar business lines
  • strong technical skills, including financial statement analysis, underwriting, cash flow modeling, and credit structuring
  • bachelor’s degree (BA/BS) preferred

Benefits

Comp & perks
  • affordable, competitive and flexible benefits
  • health insurance
  • retirement plans
  • professional development