Senior Portfolio Officer

Bank of America

Special Assets Group Sr Portfolio Officer managing complex commercial credit exposures at Bank of America. Focused on reducing volatility and maximizing revenue through client relationship management.

Posted 7/14/2026full-timeChicago • Illinois, Massachusetts, New York, Rhode Island • 🇺🇸 United StatesSenior💰 $109,500 - $205,900 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in managing distressed commercial leasing relationships, executing credit restructuring strategies, and conducting thorough credit analysis. Strong ability to communicate effectively with various stakeholders and mentor junior associates in credit and corporate workout skills.

Highest-signal resume keywords

Commercial Credit ManagementCredit RestructuringLease Structure AnalysisCredit Analysis and UnderwritingStakeholder Communication

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit Risk AssessmentLease Modification NegotiationFinancial Performance EvaluationRemediation Strategy DevelopmentAsset Disposition Strategy

Soft Skills

Strong Communication SkillsJudgment in Ambiguous SituationsCoaching and Mentoring

Industry Keywords

Distressed Leasing RelationshipsCollateral ValueCredit Policies ComplianceStructured FinanceRisk Management

About the role

Key responsibilities & impact

Manage a portfolio of criticized or distressed commercial leasing relationships from strategy development through resolution
Develop and execute remediation, workout, restructuring, or exit strategies that reflect lessee performance, lease structure, collateral value, and contractual terms
Serve as the primary point of contact for lessees and coordinate engagement with internal partners, legal counsel, asset management teams, and external stakeholders
Evaluate ongoing lessee financial performance and its impact on lease economics, collateral recovery prospects, and credit risk exposure
Prepare credit approval documents, justify recommended strategies, and present to senior leadership for decisioning
Lead negotiations related to lease modifications, restructurings, asset disposition strategies, or enforcement actions
Support asset quality forecasting and reporting efforts
Ensure compliance with internal credit policies and applicable regulatory requirements
Collaborate with LOB partners, legal teams, and external bank groups to drive resolution outcomes
Coach and mentor junior associates on the team to help develop credit and corporate workout skills

Requirements

What you’ll need

Minimum of 7+ years of experience in commercial credit, leasing, structured finance, credit restructuring, or related risk management experience.
Demonstrated experience managing criticized or distressed leasing relationships
Strong understanding of lease structures, collateral considerations, and credit risk implications
Proven ability to apply sound judgment in ambiguous or judgment‑intensive credit situations
Credit analysis and underwriting skills, including risk rating, structuring, and covenant assessment.
Strong communication skills; ability to communicate vertically, horizontally, and externally

Benefits

Comp & perks

Access to paid time off
Resources and support to employees