Credit Underwriter I-II, Senior

Bank of America

Credit Underwriter managing client portfolios and supporting underwriting at Bank of America. Evaluating risks, leading processes, and ensuring compliance with financial regulations.

Posted 7/8/2026full-timeLos Angeles • California • 🇺🇸 United StatesSenior💰 $88,000 - $187,500 per yearWebsite

About the role

Key responsibilities & impact

Manages a portfolio of clients supporting underwriting and/or monitoring requirements of varying degrees complexity
Independently works with Relationship Management, Credit and Risk teammates to understand structuring needs and requirements
Delivers collateral, loan structure and other analyses to team members to support the loan decision-making process
Reviews work of junior teammates to provide feedback/coaching and ensure compliance with laws, rules, regulations and policy procedure
Has credit approval for certain credit actions
Leads collateral monitoring, loan structure conversations and completion of loan documentation with internal/external legal partners

Requirements

What you’ll need

3+ years of solid experience in Commercial Banking (Middle Market or Large Corporate or Leveraged Finance) underwriting, performing financial analysis, structuring, and portfolio management
Strong communication and analytical/technical skills, including financial accounting, modeling and loan structuring.
Strong experience monitoring and analyzing changes in transactions and portfolios over time, including identifying trends or issues that may impact credit quality.
Strong experience reconciling financial statements and supporting documentation, investigating discrepancies or unusual activity and ensuring reporting complies with credit agreements.
Strong experiences communicating directly with borrowers to clarify data and resolve issues and requesting additional reporting or backup documentation as needed,

Benefits

Comp & perks

Access to paid time off
Industry-leading benefits
Support for physical, emotional, and financial wellness

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

UnderwritingFinancial AccountingFinancial ModelingPortfolio ManagementCollateral AnalysisLoan DocumentationReconciliationTrend AnalysisCredit Approval

Soft Skills

Analytical SkillsCoachingProblem-Solving