Transaction Risk Platform & Strategy Analyst – Consumer and Small Business Credit

Bank of America

Transaction Risk Analyst at Bank of America focusing on transaction risk monitoring. Conducting testing and validating rules to maintain system performance and integrity.

Posted 7/8/2026full-timeCharlotte • Arizona, New Jersey, North Carolina • 🇺🇸 United StatesMid-LevelSeniorWebsite

Tech Stack

Tools & technologies

PythonSQL

About the role

Key responsibilities & impact

Perform User Acceptance Testing (UAT) and regression testing for Transaction Risk Monitoring platforms and rules engines to ensure accuracy, stability, and alignment with business requirements
Validate rule logic, data inputs, and system outputs to confirm end-to-end integrity of risk decisioning
Identify, document, and help resolve defects, inconsistencies, or gaps in system behavior
Partner closely with technology teams to support platform enhancements, releases, and ongoing system performance
Contribute to the continuous improvement of testing frameworks and processes, with a focus on scalability and efficiency
Identify and help implement opportunities to automate testing, monitoring, and control processes, reducing manual effort and improving consistency
Support the development of repeatable, scalable testing and validation frameworks
Contribute to broader process transformation initiatives, leveraging technology to improve speed, quality, and control
Support the implementation and execution of transaction risk rules and strategies, ensuring accurate deployment within monitoring platforms

Requirements

What you’ll need

Demonstrated analytical mindset with strong attention to detail and problem-solving ability
Experience and proficiency working with data, systems, or testing environments
Experience and proficiency working with tools such as SQL, Python, SAS, or similar is highly desirable
Proven experience and demonstrated success in automation, scripting, and process optimization
Strong interest in technology platforms, rules engines, and system-driven decisioning
Bachelor’s degree in a quantitative or technical field such as mathematics, statistics, computer science, engineering, economics, or finance (or equivalent practical experience)

Benefits

Comp & perks

Health insurance
401(k) matching
Professional development opportunities

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

User Acceptance Testing (UAT)Regression TestingData ValidationAutomationScriptingProcess OptimizationRule Logic ValidationSystem Performance MonitoringTesting Framework DevelopmentTransaction Risk Rules Implementation

Soft Skills

Analytical MindsetAttention to DetailProblem-Solving Ability