Credit Officer – II

Bank of America

Credit Officer providing expert advisory guidance on complex credit solutions for clients at Bank of America. Collaborating with teams and mentoring other credit underwriters in a supportive, in-office environment.

Posted 6/30/2026full-timeCalgary • 🇨🇦 CanadaSeniorLeadWebsite

About the role

Key responsibilities & impact

Provide expert level guidance and advice to assigned prospects and clients on credit products and capital structure in collaboration with subject matter experts in various different groups including Relationship Management, Investment Banking, Leveraged Finance, etc.
Underwriting and structuring of complex credit transactions with minimal oversight
Delivering financial, industry, economic and other analysis to facilitate decision making, while also ensuring adherence to credit policies, guidelines, and applicable regulatory requirements
Involvement with monitoring activities/approvals
Maintaining knowledge of other BofA products including Investment Banking and Treasury Management that have credit exposure, and leveraging product expertise to deliver the best possible and optimally integrated strategic solution for the client or prospect
Responsible for reviewing & negotiating loan documentation
Balancing analysis of clients and prospects and their industries, design and execution of credit solutions, and the active management of asset quality
Client facing, the CO collaborates with the Client Manager (CM), Treasury Solutions Officer (TSO), and other product partners, when needed, to assess client needs, design integrated solutions and deliver the bank to clients and prospects

Requirements

What you’ll need

BS/BA degree
Postgraduate degree preferred (CPA, CFA, MBA, etc.)
12+ years of solid experience in financial analysis, structuring, underwriting and portfolio management
Strong communication and analytical/technical skills, including financial accounting, modeling and loan structuring
Responsible for reviewing & negotiating loan documentation
Candidates must have National Accounts Commercial Banking or Corporate Banking credit experience
Excellent organization skills and ability to prioritize workload from diverse sources
Able to manage multiple projects simultaneously while meeting associated deadlines
Ability to clearly and convincingly articulate complex ideas and concepts
Ability to learn and adapt in a fast-paced, changing environment
Proficiency in MS PowerPoint, MS Excel and MS Word with experience in presentations writing and client analysis

Benefits

Comp & perks

Affordable, competitive and flexible benefits
Professional development opportunities
Culture of caring and inclusivity

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

Financial AnalysisCredit StructuringUnderwritingPortfolio ManagementFinancial AccountingFinancial ModelingLoan Structuring

Soft Skills

Strong Communication SkillsExcellent Organization SkillsAbility to Prioritize WorkloadAdaptability in Fast-Paced Environment

Certifications

CPACFAMBA