Credit Officer II – Asset Based Finance

Bank of America

Credit Officer II managing asset-based lending client relationships at Bank of America. Responsible for underwriting, monitoring, and managing operational needs while partnering with various teams.

Posted 6/20/2026full-timeAtlanta • North Carolina • 🇺🇸 United StatesMid-LevelSeniorWebsite

About the role

Key responsibilities & impact

Managing clients and related credit products
Partnering closely with relationship management, sales/trading, treasury management, operations and risk teams to support the client relationship
Underwriting, monitoring, managing operational needs and/or client requests
Credit-focused client management responsibilities
Providing feedback to less experienced teammates
Covering a portfolio of asset-based lending clients
Delivering credit solutions and managing risk
Analyzing client trends to identify opportunities and manage risk
Pitching credit opportunities, reviewing and negotiating legal documentation
Overseeing the work of junior associates
Managing accounts through restructurings and bankruptcy processes

Requirements

What you’ll need

5+ years’ experience in asset-based lending, commercial banking, or private credit
Sound understanding of credit, transaction structuring, and financial and collateral analysis
Detailed understanding of legal documentation
Ability to draft concise, accurate and clear credit approvals with minimal oversight.
Bachelor's or Master’s degree preferred or equivalent experience
Formal Credit Training
Experience with bankruptcy and restructuring matters

Benefits

Comp & perks

affordable, competitive and flexible benefits

ATS Keywords

✓ Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools

asset-based lendingcommercial bankingprivate creditcredit analysistransaction structuringfinancial analysiscollateral analysislegal documentationcredit approvalsbankruptcy and restructuring

Soft Skills

client managementteam leadershipcommunicationanalytical skillsnegotiation

Certifications

Formal Credit Training