Enterprise Lending Officer

Bank of America

Enterprise Lending Officer providing Consumer Lending advice to new-to-bank clients at Bank of America. Engaging in community development and external networking to responsibly grow client market share.

Posted 6/19/2026full-timeBellevue • Maryland, Washington • 🇺🇸 United StatesMid-LevelSenior💰 $66,600 - $76,700 per yearWebsite

About the role

Key responsibilities & impact

Provides exceptional client care by providing advice oriented solutions with Consumer Lending and Core Banking products
Engages in community development, outside sales activities, and external networking to responsibly grow client and market share
Understands lending processes and credit guidelines to best develop solutions for each client's needs
Manages daily client and loan pipelines with astute organization, follow up, and high degree of collaboration with loan fulfillment partners
Leverages digital solutions, providing clients with a choice in preferred service pathways
Maintains and adheres to all federal and state regulations and bank operational requirements, delivering compliant client advice conversations and fulfilling financial goals

Requirements

What you’ll need

Has 3+ years of experience in a loan origination role with a focus on generating self-sourced purchase business through a verifiable, established network of referral sources
Demonstrated understanding of effectively managing a pipeline in order to deliver an exceptional client experience
Has a strong knowledge of loan products Conventional, Jumbo and Government.
Demonstrated ability to understand, analyze, and document income, assets and liabilities properly in order to qualify clients for specific loan products
Demonstrated understanding of processing, underwriting and/or closing procedures
Has a working knowledge of federal regulations governing real estate lending
Ability to source clients independently and not rely on enterprise referrals with demonstrated success in generating business from external Centers of Influence real estate professionals, builders, and other external referral partners in a compliant manner as well as within bank policy.
An ability to work independently
Is a strong communicator, both written and verbal
Is self-motivated and highly organized
Can prioritize multiple competing tasks
Uses appropriate interpersonal styles, communication methods and approaches to gain clients and keep them informed during the loan process
Demonstrated understanding of the connection of the level of service provided being directly correlated to driving sales volume
Can be flexible to work weekends and or extended hours as needed to serve clients.

Benefits

Comp & perks

affordable, competitive and flexible benefits
access to paid time off
resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

loan originationpipeline managementloan productsConventional loansJumbo loansGovernment loansprocessing proceduresunderwriting proceduresclosing proceduresfederal regulations

Soft Skills

client carecommunicationorganizationcollaborationself-motivationflexibilityprioritizationindependenceinterpersonal skillsnetworking