Credit Analyst II/III – Global Markets Credit

Bank of America

Credit Analyst analyzing transactions backed by pools of consumer and commercial assets for Bank of America. Evaluating credit risks and structural protections within a collaborative environment.

Posted 6/18/2026full-timeNew York City • New York, North Carolina • 🇺🇸 United StatesJuniorMid-Level💰 $90,000 - $118,000 per yearWebsite

About the role

Key responsibilities & impact

Analyzes asset performance by comparing it to past performance, projections, and industry standards
Reviews transaction reporting, assesses the client's compliance with performance covenants, and renews risk ratings, while recommending changes as warranted
Assists in the underwriting, credit risk analysis, negotiation, and closing of new transactions or existing transactions, while adhering to all relevant policies and procedures
Completes risk rating scorecards based on results of cashflow stress analysis and assessing compliance with internal scorecard methodology
Reviews new business opportunities being presented by the front line, provides early feedback on structure/terms and client selection in the screening process to ensure transactions fit within risk appetite
Partners with the frontline unit and credit officers with structuring, underwriting, and documenting credit solutions for clients and with managing client relationships
Assists with ongoing and ad hoc reporting on portfolio composition and look-through asset attributes

Requirements

What you’ll need

2+ years of experience in commercial credit risk management, credit underwriting, structuring, loan origination, or public rating agencies.
Robust understanding of corporate finance and accounting concepts.
Exposure to reviewing a variety of lending transactions including collateral-based lending facilities and derivatives.
Proficiency with Word, Excel and PowerPoint, along with the ability to quickly learn new programs and applications
Bachelor's degree in Finance, Accounting, or Economics majors preferred with strong academic credentials.

Benefits

Comp & perks

Health insurance
401(k) matching
Paid time off
Access to resources and support for employee wellness

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

credit risk analysisunderwritingloan originationcashflow stress analysisrisk rating scorecardscollateral-based lendingderivativescorporate financeaccounting concepts

Soft Skills

client relationship managementnegotiationanalytical skillscommunicationcollaboration