Software Engineer III – Payments Modernization

Bank of America

Software Engineer III developing and delivering complex software solutions for payments at Bank of America. Collaborating with teams on engineering practices and ensuring compliance in software.

Posted 5/28/2026full-timeJersey City • New Jersey • 🇺🇸 United StatesSeniorLead💰 $102,900 - $179,900 per yearWebsite

Tech Stack

Tools & technologies

CloudDistributed SystemsDockerJavaKafkaKubernetesMicroservicesOracleRDBMSSpringSpring BootSpringBoot

About the role

Key responsibilities & impact

Codes solutions and unit test to deliver a requirement/story per the defined acceptance criteria and compliance requirements
Designs, develops, and modifies architecture components, application interfaces, and solution enablers while ensuring principal architecture integrity is maintained
Mentors other software engineers and coaches team on Continuous Integration and Continuous Development (CI-CD) practices and automating tool stack
Executes story refinement, definition of requirements, and estimating work necessary to realize a story through the delivery lifecycle
Performs spike/proof of concept as necessary to mitigate risk or implement new ideas
Automates manual release activities
Designs, develops, and maintains automated test suites (integration, regression, performance)

Requirements

What you’ll need

7+ years of hands‑on software engineering experience, including building and supporting mission‑critical systems.
7+ years of hands‑on experience with Java and Spring Boot building microservices for mission‑critical, low‑latency systems.
2+ years of technical leadership experience (Feature Lead / Tech Lead / Senior Engineer) leading delivery for a small to mid‑sized engineering team.
Experience with event‑driven architectures using Kafka (topic design, consumer groups, streaming patterns, integration with back‑end services).
Solid experience with Oracle (or similar RDBMS) including schema design for payments, performance tuning, and transactional integrity.
Knowledge of wire processing workflows including initiation, compliance screening, enrichment, routing, settlement, exception handling, and investigations.
Experience designing and deploying services using containers (Docker) and Kubernetes, including configuration, scaling, and rollout strategies, preferably on a cloud or private‑cloud platform.
Ability to ensure solutions meet regulatory and compliance requirements (OFAC, AML, sanctions, risk controls).
Expertise applying architectural patterns, integration design, event‑driven or microservices patterns, and modern engineering frameworks.
Strong hands‑on experience developing automated test suites, ensuring coverage across MT/MX message validation, schema compliance, routing logic, performance, and resiliency.
Experience setting up and maturing CI/CD pipelines with automated quality gates, schema validations, regression packs, and safe deployment controls for mission‑critical systems.
Ability to troubleshoot and resolve complex technical issues across distributed systems, including message parsing failures, routing defects, latency issues, or integration errors.
Excellent mentoring, communication, and collaboration skills to support engineering teams and influence technical direction across architecture, product, operations, and compliance partners.

Benefits

Comp & perks

Access to paid time off
Resources and support to contribute to sustainable growth of our business and communities

ATS Keywords

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Hard Skills & Tools

JavaSpring BootmicroservicesKafkaOracleDockerKubernetesCI/CDautomated test suitesperformance tuning

Soft Skills

mentoringcommunicationcollaborationtechnical leadershipproblem-solvinginfluencingcoaching