Principal Engineer – Stablecoin

Bank of America

Principal Engineer leading engineering approach for Bank of America's Stablecoin solutions. Delivering complex financial blockchain applications and technical leadership in a collaborative environment.

Posted 5/27/2026full-timeSan Francisco • California, New Jersey, Washington • 🇺🇸 United StatesLead💰 $156,500 - $230,000 per yearWebsite

Tech Stack

Tools & technologies

AWSAzureCloudGoogle Cloud PlatformRustSolidityWeb3

About the role

Key responsibilities & impact

Develops the engineering approach for the entire program/portfolio solution and works with Architecture, to develop/analyze/deliver the implementation of technical enablers
Leads the planning, definition, and design of the complex features which span multiple teams and explore solution alternatives
Leads the technical oversight for teams in solution development including design reviews and code within own domain
Defines the technology tool stack for the solution within ranged of internally approved and supported technologies
Ensures that the Stablecoin design and engineering approach for complex features are consistent with the larger payments ecosystem
Define the technology tool stack for the solution and evaluate and adapt new testing tool/framework/practices for team(s)
Enables team(s)/applications with Continuous Integration/Continuous Development (CI/CD) capabilities and engages with other technical stakeholders pertaining to efficient functioning of CI-CD pipeline
Guides and influences team(s) on design and best practices for high code performance –e.g. pairing, code reviews
Lead the design and development of secure, scalable financial blockchain applications, with a focus on stablecoin issuance, lifecycle management, and settlement use cases.
Define end-to-end blockchain architectures leveraging deep expertise in Web3 protocols, distributed ledger technology (DLT), and decentralized system design.
Design, develop, and maintain production-grade smart contracts using languages such as Solidity, Rust, or equivalent, aligned with banking-grade controls.

Requirements

What you’ll need

Experience of design and development of secure and scalable financial blockchain applications and smart contracts
Expertise building distributed multi-cloud multi-region applications.
Experience with AWS and/or other major cloud providers such as GCP or Azure
Must have a deep understanding of Web3 Protocols
Experience building decentralized applications on platforms like Ethereum, Solana, or Hyperledger
Design and development with smart contracts using Solidity, Rust, or other blockchain programming languages
Implementation experience with cryptography (e.g., public/private key systems, hashing algorithms), token standards (e.g. ERC20, ERC721 etc.) and DeFi protocols
Building and optimizing DLT for performance and security
Experience of conducting code reviews, audit and security analysis to identify and mitigate vulnerabilities
Integrating blockchain solutions with external systems, such as oracles (e.g., Chainlink), existing infrastructure or APIs
Track record of collaborating with business product SMEs, architects, developers, and other stakeholders to deliver production ready solutions.

Benefits

Comp & perks

This role is currently benefits eligible.
We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.

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Hard Skills & Tools

blockchain developmentsmart contractsSolidityRustWeb3 protocolsdistributed ledger technologycryptographytoken standardsDeFi protocolsCI/CD

Soft Skills

leadershipcollaborationtechnical oversightdesign reviewscode reviewsinfluenceplanningdefinitioncommunicationproblem-solving