Senior Fraud Analytics and Innovation Analyst – New Account Fraud Strategies

Bank of America

Senior Analyst responsible for complex fraud analysis and strategy at Bank of America. Utilizing data insights and analytical techniques to minimize fraud loss exposure and enhance customer experience in deposit products.

Posted 4/21/2026full-timeJacksonville • Florida, Massachusetts, Texas • 🇺🇸 United StatesSenior💰 $105,000 - $131,100 per yearWebsite

Tech Stack

Tools & technologies

SQLTableau

About the role

Key responsibilities & impact

Performs complex analysis of financial models, market data, financial data, and portfolio trends to understand product performance and improve portfolio risk, profitability, performance forecasting, and operational performance
Utilizes a variety of systems, such as Excel, SAS, SQL, Tableau, and other relational data bases, to provide analytical support on strategies, ensure goals are met
Evaluates data to assess potential fraud risk and creating mitigation strategies
Proposes policy/procedural changes within segmentation structures to produce optimal results
Recommends ways to help the business achieve desired outcomes and make informed business decisions using data analysis outputs
Leads the coordination of the production of product performance reports and updates for senior management
Support monitoring and analysis of deposit application fraud trends and portfolio performance
Conduct deep-dive investigations into patterns, anomalies, and emerging threats
Contribute analytical insights, develop mitigation strategies and improve detection effectiveness
Assist in developing and maintaining application and transaction monitoring routines
Support cross-functional collaboration by preparing data, insights, and documentation for senior strategists, operations, technology, and product teams
Assist in evaluating internal and external data sources that may enhance detection capabilities, coordinating closely with Fraud Technology partners
Help ensure risk controls and best practices are properly implemented within assigned workstreams
Participate in defect reviews and case analysis to identify strategy or procedural enhancement opportunities
Contribute to fraud requirements documentation, testing support, and performance validation for new initiatives
Monitor KPI dashboards and provide reporting to help assess the effectiveness of fraud strategies
Support strategy optimization efforts by analyzing rule performance, false positives, and customer impact
Identify process improvement opportunities that increase efficiency or analytic rigor
Partner with claims, policy, and product teams to deliver basic analysis and insights that inform decision making.

Requirements

What you’ll need

1–3+ years of SQL and/or SAS querying/coding experience
1–3+ years of experience in Fraud Prevention, Strategy, Risk, Policy, or Operations
Experience with Excel, PowerPoint, and/or Tableau
Strong analytical and problem-solving skills
Effective written and verbal communication skills
Ability to work independently on assigned analyses and deliver accurate results
Comfortable working in a fast-paced, dynamic environment
Ability to break down problems and contribute to development of clear action plans
Experience interpreting data and presenting findings to various audiences.

Benefits

Comp & perks

Health insurance
401(k) matching
Paid time off
Remote work options

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

SQLSASdata analysisfinancial modelingfraud risk assessmentperformance forecastingdata interpretationKPI monitoringprocess improvementreporting

Soft Skills

analytical skillsproblem-solvingcommunication skillsindependenceadaptabilitycollaborationattention to detailstrategic thinkingaction planningpresentation skills