Credit Analyst II/Credit Underwriter I – Global Renewable Credit
Bank of America
full-time
Posted on:
Location Type: Office
Location: New York City • New York • United States
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Salary
💰 $70,000 - $125,000 per year
About the role
- Evaluates credit worthiness and provides analysis and decisioning on whether a client should receive a credit facility
- Partners with Credit Officers, Relationship Management, and Risk teammates to assess and deliver credit solutions
- Monitors the client's operating performance and financial condition, proactively identifying issues and opportunities
- Delivers financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision-making process
- Ensures adherence to credit policies, guidelines, procedures, and applicable regulatory requirements
- Perform financial, industry, counterparty, and transaction analyses, including qualitative and quantitative due diligence to support underwriting decisions
- Conduct research and prepare comprehensive credit approval packages, including written transaction justification and supporting documentation
- Participate in the underwriting and documentation of project finance and other credit facilities, ensuring alignment with client needs and the bank’s risk/return objectives
- Review the credit profile of key transaction counterparties (e.g., borrowers, sponsors, servicers, and off‑takers) and assess structural and stress considerations
- Provide analytical support and input on select projects or initiatives to enhance credit processes, reporting, or portfolio risk management
Requirements
- 2 + years of experience in corporate or commercial credit related activities
- Strong financial modeling skills
- BA degree in Finance or related major
- Master’s Degree
- Formal credit training program at financial institution
- Experience in project finance/tax equity/structured credit with a focus in energy, power, or infrastructure
Benefits
- Discretionary incentive eligible
- Health insurance
- Paid time off
- Resources and support for employee wellness
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
financial modelingcredit analysisdue diligenceloan structuringtransaction analysiscredit underwritingrisk assessmentquantitative analysisqualitative analysiscredit policy adherence
Soft Skills
analytical supportproblem identificationcommunicationcollaborationdecision-making
Certifications
formal credit training program