Bank of America

Credit Analyst III – FAM Specialist

Bank of America

full-time

Posted on:

Location Type: Office

Location: Charlotte • Montana • North Carolina • United States

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Tech Stack

Tableau

About the role

  • Responsible for the timely completion of accurate financial statement spreads and risk ratings
  • Support underwriting new credit requests, renewals, and traditional portfolio monitoring
  • Perform annual reviews on client relationships in alignment with Business Unit policy and procedures
  • Build trust and strong relationships with Underwriting, Credit Executive, and Client team partners
  • Spread and analyze complex financial information for high-net-worth clients
  • Accurately risk rate clients using regulatory definitions
  • Effectively communicate spreading and risk ratings outcomes with key business partners
  • Understand and leverage tools, systems, and applications used in day-to-day functions

Requirements

  • 3–5 years in credit analysis, accounting, financial analysis, or a closely related credit risk role
  • 2+ years of credit analysis experience with Commercial credit policies and procedures
  • Proficient in interpreting various Commercial loan documents
  • Strong working knowledge of commercial loan structures and financial statement analysis
  • Exposure to GMS/Tableau reporting, documentation management, and process improvement
  • Capability of independently running analysis on credit supported small projects and streamlining team operations
  • Working proficiency with Commercial loans, collateral, client data, and workflow systems along with SharePoint, and Adobe Acrobat
  • Bachelor's degree in Accounting, Finance or equivalent experience
Benefits
  • Health insurance
  • Paid time off
  • Professional development opportunities
  • Flexible working schedule
  • Wellness programs
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
credit analysisfinancial analysisfinancial statement analysisrisk ratingcommercial loan structuresprocess improvementdocumentation managementdata analysis
Soft Skills
relationship buildingcommunicationtrust buildingindependent analysis